do you need to pay for a phd

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9 things you should consider before embarking on a PhD

June 23, 2021 | 15 min read

By Andy Greenspon

The ideal research program you envision is not what it appears to be

Editor's Note:  When Andy Greenspon wrote this article, he was a first-year student in Applied Physics at Harvard. Now he has completed his PhD. — Alison Bert, June 23, 2021

If you are planning to apply for a PhD program, you're probably getting advice from dozens of students, professors, administrators your parents and the Internet. Sometimes it's hard to know which advice to focus on and what will make the biggest difference in the long-run. So before you go back to daydreaming about the day you accept that Nobel Prize, here are nine things you should give serious thought to. One or more of these tips may save you from anguish and help you make better decisions as you embark on that path to a PhD.

1. Actively seek out information about PhD programs.

Depending on your undergraduate institution, there may be more or less support to guide you in selecting a PhD program – but there is generally much less than when you applied to college.

On the website of my physics department, I found a page written by one of my professors, which listed graduate school options in physics and engineering along with resources to consult. As far as I know, my career center did not send out much information about PhD programs. Only after applying to programs did I find out that my undergraduate website had a link providing general information applicable to most PhD programs. This is the kind of information that is available all over the Internet.

So don't wait for your career center or department to lay out a plan for you. Actively seek it out from your career center counselors, your professors, the Internet — and especially from alumni from your department who are in or graduated from your desired PhD program. First-hand experiences will almost always trump the knowledge you get second-hand.

2. A PhD program is not simply a continuation of your undergraduate program.

Many students don't internalize this idea until they have jumped head-first into a PhD program. The goal is not to complete an assigned set of courses as in an undergraduate program, but to develop significant and original research in your area of expertise. You will have required courses to take, especially if you do not have a master's degree yet, but these are designed merely to compliment your research and provide a broad and deep knowledge base to support you in your research endeavors.

At the end of your PhD program, you will be judged on your research, not on how well you did in your courses. Grades are not critical as long as you maintain the minimum GPA requirement, and you should not spend too much time on courses at the expense of research projects. Graduate courses tend to be designed to allow you to take away what you will find useful to your research more than to drill a rigid set of facts and techniques into your brain.

3. Take a break between your undergraduate education and a PhD program.

You are beginning your senior year of college, and your classmates are asking you if you are applying to graduate school. You think to yourself, "Well, I like studying this topic and the associated research, and I am going to need a PhD if I want to be a professor or do independent research, so I might as well get it done as soon as possible." But are you certain about the type of research you want to do? Do you know where you want to live for the next five years? Are you prepared to stay in an academic environment for nine years straight?

Many people burn out or end up trudging through their PhD program without a thought about what lies outside of or beyond it. A break of a year or two or even more may be necessary to gain perspective. If all you know is an academic environment, how can you compare it to anything else? Many people take a job for five or more years before going back to get their PhD. It is true though that the longer you stay out of school, the harder it is to go back to an academic environment with lower pay and a lack of set work hours. A one-year break will give you six months or so after graduation before PhD applications are due. A two-year gap might be ideal to provide time to identify your priorities in life and explore different areas of research without having school work or a thesis competing for your attention.

Getting research experience outside of a degree program can help focus your interests and give you a leg up on the competition when you finally decide to apply. It can also help you determine whether you will enjoy full-time research or if you might prefer an alternative career path that still incorporates science, for example, in policy, consulting or business — or a hybrid research job that combines scientific and non-scientific skills.

I will be forever grateful that I chose to do research in a non-academic environment for a year between my undergraduate and PhD programs. It gave me the chance to get a feel for doing nothing but research for a full year. Working at the Johns Hopkins University Applied Physics Laboratory in the Space Division, I was the manager of an optics lab, performing spectroscopic experiments on rocks and minerals placed in a vacuum chamber. While my boss determined the overall experimental design, I was able to make my own suggestions for experiments and use my own discretion in how to perform them. I presented this research at two national conferences as well — a first for me. I was also able to learn about other research being performed there, determine which projects excited me the most, and thus narrow down my criteria for a PhD program.

4. Your current area of study does not dictate what you have to study in graduate school.

You might be studying the function and regulation of membrane proteins or doing a computational analysis of the conductivity of different battery designs, but that doesn't mean your PhD project must revolve around similar projects. The transition between college or another research job to a PhD program is one of the main transitions in your life when it is perfectly acceptable to completely change research areas.

If you are doing computation, you may want to switch to lab-based work or vice versa. If you are working in biology but have always had an interest in photonics research, now is the time to try it out. You may find that you love the alternative research and devote your PhD to it, you might hate it and fall back on your previous area of study — or you may even discover a unique topic that incorporates both subjects.

One of the best aspects of the PhD program is that you can make the research your own. Remember, the answer to the question "Why are you doing this research?" should not be "Well, because it's what I've been working on for the past few years already."While my undergraduate research was in atomic physics, I easily transitioned into applied physics and materials science for my PhD program and was able to apply much of what I learned as an undergraduate to my current research. If you are moving from the sciences to a non-STEM field such as social sciences or humanities, this advice can still apply, though the transition is a bit more difficult and more of a permanent commitment.

5. Make sure the PhD program has a variety of research options, and learn about as many research groups as possible in your first year.

Even if you believe you are committed to one research area, you may find that five years of such work is not quite what you expected. As such, you should find a PhD program where the professors are not all working in the same narrowly focused research area. Make sure there are at least three professors working on an array of topics you could imagine yourself working on.

In many graduate programs, you are supposed to pick a research advisor before even starting. But such arrangements often do not work out, and you may be seeking a new advisor before you know it. That's why many programs give students one or two semesters to explore different research areas before choosing a permanent research advisor.

In your first year, you should explore the research of a diverse set of groups. After touring their labs, talking to the students, or sitting in on group meetings, you may find that this group is the right one for you.

In addition, consider the importance of who your research advisor will be. This will be the person you interact with regularly for five straight years and who will have a crucial influence on your research. Do you like their advising style? Does their personality mesh with yours? Can you get along? Of course, the research your advisor works on is critical, but if you have large disagreements at every meeting or do not get helpful advice on how to proceed with your research, you may not be able to succeed. At the very least, you must be able to handle your advisor's management of the lab and advising style if you are going to be productive in your work. The Harvard program I enrolled in has professors working on research spanning from nanophotonics to energy materials and biophysics, covering my wide range of interests. By spending time in labs and offices informally chatting with graduate students, I found an advisor whose personality and research interests meshed very well with me. Their genuine enthusiasm for this advisor and their excitement when talking about their research was the best input I could have received.

6. Location is more important than you think — but name recognition is not.

The first consideration in choosing a PhD program should be, "Is there research at this university that I am passionate about?" After all, you will have to study this topic in detail for four or more years. But when considering the location of a university, your first thought should not be, "I'm going to be in the lab all the time, so what does it matter if I'm by the beach, in a city, or in the middle of nowhere." Contrary to popular belief, you will have a life outside of the lab, and you will have to be able to live with it for four or more years. Unlike when you were an undergraduate, your social and extracurricular life will revolve less around the university community, so the environment of the surrounding area is important. Do you need a city atmosphere to be productive? Or is your ideal location surrounded by forests and mountains or by a beach? Is being close to your family important? Imagine what it will be like living in the area during the times you are not doing research; consider what activities will you do and how often will you want to visit family.

While many of the PhD programs that accepted me had research that truly excited me, the only place I could envision living for five or more years was Boston, as the city I grew up near and whose environment and culture I love, and to be close to my family.

While location is more important than you think, the reputation and prestige of the university is not. In graduate school, the reputation of the individual department you are joining — and sometimes even the specific research group you work in — are more important. There, you will develop research collaborations and professional connections that will be crucial during your program and beyond. When searching for a job after graduation, other scientists will look at your specific department, the people you have worked with and the research you have done.

At the Asgard Irish Pub in Cambridge, Massachusetts, Andy Greenspon talks with fellow graduate students from Harvard and MIT at an Ask for Evidence workshop organized by Sense About Science. He grew up near Boston and chose to go to graduate school there.

7. Those time management skills you developed in college? Develop them further.

After surviving college, you may think you have mastered the ability to squeeze in your coursework, extracurricular activities and even some sleep. In a PhD program, time management reaches a whole new level. You will not only have lectures to attend and homework to do. You will have to make time for your research, which will include spending extended periods of time in the lab, analyzing data, and scheduling time with other students to collaborate on research.

Also, you will most likely have to teach for a number of semesters, and you will want to attend any seminar that may be related to your research or that just peaks your interest. To top it all off, you will still want to do many of those extracurricular activities you did as an undergraduate. While in the abstract, it may seem simple enough to put this all into your calendar and stay organized, you will find quickly enough that the one hour you scheduled for a task might take two or three hours, putting you behind on everything else for the rest of the day or forcing you to cut other planned events. Be prepared for schedules to go awry, and be willing to sacrifice certain activities. For some, this might be sleep; for others, it might be an extracurricular activity or a few seminars they were hoping to attend. In short, don't panic when things don't go according to plan; anticipate possible delays and be ready to adapt.

8. Expect to learn research skills on the fly – or take advantage of the training your department or career center offers.

This may be the first time you will have to write fellowship or grant proposals, write scientific papers, attend conferences, present your research to others, or even peer-review scientific manuscripts. From my experience, very few college students or even PhD students receive formal training on how to perform any of these tasks. Usually people follow by example. But this is not always easy and can be quite aggravating sometimes. So seek out talks or interactive programs offered by your department or career center. The effort will be well worth it when you realize you've become quite adept at quickly and clearly explaining your research to others and at outlining scientific papers and grant proposals. Alternatively, ask a more experienced graduate student or your advisor for advice on these topics. In addition, be prepared for a learning curve when learning all the procedures and processes of the group you end up working in. There may be many new protocols to master, whether they involve synthesizing chemicals, growing bacterial cells, or aligning mirrors on an optical table. In addition, the group may use programming languages or data analysis software you are unfamiliar with. Don't get discouraged but plan to spend extra effort getting used to these procedures and systems. After working with them regularly, they will soon become second nature. When I first started my job at Johns Hopkins, I felt overwhelmed by all the intricacies of the experiment and definitely made a few mistakes, including breaking a number of optical elements. But by the end of my year there, I had written an updated protocol manual for the modifications I had made to the experimental procedures and was the "master" passing on my knowledge to the next person taking the job.

9. There are no real breaks.

In a stereotypical "9-to-5" job, when the workday is over or the weekend arrives, you can generally forget about your work. And a vacation provides an even longer respite. But in a PhD program, your schedule becomes "whenever you find time to get your work done." You might be in the lab during regular work hours or you might be working until 10 p.m. or later to finish an experiment. And the only time you might have available to analyze data might be at 1 a.m. Expect to work during part of the weekend, too. Graduate students do go on vacations but might still have to do some data analysis or a literature search while away.

As a PhD student, it might be hard to stop thinking about the next step in an experiment or that data sitting on your computer or that paper you were meaning to start. While I imagine some students can bifurcate their mind between graduate school life and everything else, that's quite hard for many of us to do. No matter what, my research lies somewhere in the back of my head. In short, your schedule is much more flexible as a PhD student, but as a result, you never truly take a break from your work.

While this may seem like a downer, remember that you should have passion for the research you work on (most of the time), so you should be excited to think up new experiments or different ways to consider that data you have collected. Even when I'm lying in bed about to fall asleep, I am sometimes ruminating about aspects of my experiment I could modify or what information I could do a literature search on to gain new insights. A PhD program is quite the commitment and rarely lives up to expectations – but it is well worth the time and effort you will spend for something that truly excites you.

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Andy greenspon.

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May 29, 2022

The Myth of the Fully-Funded PhD: Using Scholarships to Mitigate the Financial Realities of Research Degrees

When you decide to go to graduate school of any kind, you are making a financial decision that will dramatically affect your earning capacity for the duration of the program and throughout your life. While the caliber of school, available mentorship opportunities, and research resources are important factors to consider when making a decision about which university to attend, students often forget to carefully assess the financial realities associated with each opportunity.

The financial decision surrounding attending graduate school

Unlike students in professional graduate programs, most PhD students do not plan to pursue high-paying careers, and they depend on the fact that doctoral programs automatically include “full funding” to offset the cost of long-term research degrees. Though many graduate students receive admissions offers that are referred to as “fully-funded,” such funding packages require PhD students to teach multiple years in exchange for tuition waivers and teaching stipends. Once students start to work for the university and balance their many responsibilities, they quickly realize that “full-funding” isn’t exactly the same as a “scholarship” or a “full-ride. ”

Common misconceptions about what it means to be “fully-funded”

Depending on the university and its location, the value of one’s teaching stipend in relationship to workload and cost of living can vary greatly. In reality, graduate student teaching stipends for students who live in large United States cities are not enough to cover basic necessities. As a result, most graduate students go into additional debt to complete their programs.

Since tenure-track jobs have become increasingly elusive in the United States university system, today’s doctoral students must also satisfy a growing list of requirements to be considered for well-paying and stable teaching positions upon graduation. The added responsibilities associated with producing early publications, progressing through the degree quickly, regularly attending conferences, and pursuing ongoing professionalization or certification opportunities all require significant time commitments.

However, since doctoral students must work for the university in order to waive tuition and fees, they cannot devote all of their time to academic and professional progress. To avoid burnout and set aside more time for completing research, I suggest that prospective and current graduate students continuously apply for extramural funding, research fellowships, and community-based scholarships throughout their degrees.

Accepted’s clients received over $3.5 million dollars in scholarship offers in the last application cycle.  Explore our scholarship essay services   to find out how we can help you!

How the academic culture deemphasizes the financial aspects of the work

The common phrase “no one goes into a PhD to make money” is thrown around frequently in academic settings, and seems to suggest that pursuits related to funding are selfish and “anti-intellectual.” Especially in the humanities and social sciences, there is significant cultural importance placed on the fact that academia is not about money, and that academic careers are shaped by intellectual merit, not an individual’s financial capacity to stay in school.

Historically, however, the option to waive tuition in return for a few years of university teaching was an affordable way to enable individuals to pursue intellectual projects in the not-for-profit environment of the public university. One generation ago, doctoral students transitioned into tenure-track jobs with much more ease than those currently on the market. They also entered public institutions carrying far less student debt, and upon employment, they received guaranteed state pensions and salaries commensurate with the cost of living.

In today’s public university, the labor commitments of teaching assistants have grown significantly while the pay has not caught up with the steep rise in the cost of living for most university hubs. For example, throughout my graduate program at UCLA, I received between $15,000 and $22,000 in annual pay as a teaching or staff stipend. Given that my Los Angeles rent was upwards of $1,200 per month and rising, I was unable to continue my degree without applying for extramural grants and taking on work outside of the university.

Furthermore, the number of tenure track positions is diminishing so it is unlikely that I will ever make the stable and generous income to which my advisors have access. So the cultural norms of the intellectual community, which eschew any discussion of financial wellness, are no longer sustainable for most graduate students.

Though most graduate programs do not emphasize the financial aspects of navigating life as a student researcher and university employee, I have found that the pursuit of additional funding is neither a greedy nor an “anti-intellectual” use of my time in graduate school. Rather it is a great way to empower myself to set aside more time for conducting critical research and preparing for a successful career.

Strategies for applying for funding throughout your doctoral degree

In addition to my own efforts to build funding applications into my graduate studies, as a Student Affairs Advisor at the UCLA Scholarship Resource Center, I have worked with graduate students to generate strategies for incorporating annual cycles of grant writing into their studies.

Here are some of the most important takeaways from that work:

Most applicants are so anxious about whether or not they will be accepted to their desired PhD program that they don’t think about funding until after they’ve found out where they have gotten in. But there are a number of organizations, like the Ford Foundation , the Paul & Daisy Soros Foundation , the Stanford-Knight Hennessey Scholars Program , the National Science Foundation, and the Fannie and John Hertz Foundation , that offer funding for prospective graduate students.Like university admission applications, these also run on an annual cycle that requires students to apply one year before they plan to enroll in school. So, if you are planning to spend this fall putting together applications for graduate school, it is well worth it to add a number of fellowship applications to your list as well. Even if you aren’t successful with your first round of applications you will be well prepared to add scholarship applications to your graduate school routine. This is an activity that you should engage in throughout your entire degree, and you have to start somewhere!

Below are some questions that you should be able to answer by carefully analyzing your letter of admission. If you can’t answer them, try to find out the answers before you make your decision.• How many years of teaching assistantship does the university commit to you? How many students are you responsible for teaching, assessing, and holding office hours with for each term?• Are there stipulations related to your progress through the degree that may create limitations on your access to university funding or campus work opportunities?

• Does your status as university student or staff come with health benefits?

• Does your university have a union for teaching assistants? If so, what employee rights do you have through your union membership? Pay close attention to issues of pay related to maternity leave, medical leave, absence in the case of the death of a family member, and access to childcare.

• Is there an employee handbook for student staff and teaching assistants?

• What is the pay scale associated with the teaching positions that the university has offered you?

Before you decide where to go to school, do the research about your housing options. How much does university housing cost? Are there other options?Some universities offer annual budgets on their websites that include the cost of housing, but you have to analyze these carefully to understand how these budgets translate to your degree. For instance, UCLA’s estimated cost of attendance for graduate students only lists the annual budget for the academic year, which consists of 8 months. So you’d have to add four months of summer expenses in order to get a true sense of the living costs associated with each calendar year.

Once you’ve chosen a university, I would suggest that you map out the various phases of the program, the skillsets that you wish to build, and the accomplishments that you will achieve as you progress through the degree. There are different types of funding for every step of progress that you make, and if you are intentional about identifying related funding you can apply for specific opportunities throughout.Here are some examples of different achievements or degree phases associated with specific funding opportunities:• 2-3 years of coursework

• Conference travel

• Master’s exam period

• Master’s thesis writing year

• Language study

• Building a technical or quantitative analytical methodology

• Preliminary fieldwork or archival research

• Prospectus development

• Qualifying exam period

• Preliminary dissertation research

• Primary fieldwork or archival research

• Dissertation writing year

Most research-related funding opportunities do not pay out until a full academic year after the application submission period. This means that you should plan out your goals an entire year in advance, and apply for funding in the year before you carry out the projects and goals that you propose in your application materials. If you can continuously conceptualize your degree in the long-term, you will be able to anticipate the types of funding that will support your progress.

Whether you work for the institution or not, it will likely be up to you to cover the cost of your summers during graduate school. Rather than wait until summer starts to figure out how you’re going to pay the bills, start making plans the preceding fall. You may find paid opportunities to conduct research, fieldwork, or language study during your summer. But you also have the option to take on paid internships in a number of research fields in both the public and private sectors.

Do you need help with your PhD admissions or PhD funding applications? Our expert advisors are here to walk you through the PhD application process, from strategy-building to final send-off. Check out our Graduate School Admissions Consulting & Editing Services for more information on how we can help you GET ACCEPTED…with funding!

Student Affairs Advisor and scholarship expert, Rebecca has six years experience reviewing and editing large grant applications, research-based proposals, statements of purpose, personal statements and fellowship materials. Want Rebecca to help you get accepted? Click here to get in touch!

Related Resources:

• 5 Fatal Flaws to Avoid in Your Grad School Statement of Purpose , a free guide
• How to Write About Your Research Interests
• The Personal Statement That Got Me a Large Scholarship to Cambridge

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•       Financial Aid       PhD Scholarships and Financial Aid

PAYING FOR YOUR PHD Expert Tips, Scholarships Opportunities and Resources for Financing an Advanced Degree

The average yearly tuition for a PhD program is slightly above $16,000, which means students will invest about $80,000 in tuition fees alone for a five-year program. Add in fees, cost-of-living, travel expenses and the figure can easily surpass six figures. Yet, it is possible to fund a PhD program without breaking the bank and going into debt.

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PHD COST BREAKDOWN

The value of a college education should not be understated, but neither should its actual cost. Earning a doctoral degree can be an expensive proposition. According to the latest data from the National Center for Education Statistics, the average tuition and fees for a graduate program of study was $16,435 in 2012-2013. The table below outlines the 2012-2013 graduate tuition and fees by academic institution.

• All Institutions $16,435
• Public $10,408
• Private Non-Profit $23,698
• Private For-Profit $14,418

Source: National Center for Education Statistics

A rough calculation of the number of years it takes to complete a doctoral program, multiplied by the average 2012-2013 tuition and fees from the NCES, reveals the following total cost figures by academic field of study.

A five- to six-figure education is something to take seriously as there are debt implications after leaving finishing a PhD program. Graduating doctoral students in 2013 left school with an average debt of just over $15,000, according to the National Science Foundation. By field, students in the Social Sciences, Education and Humanities graduate with the highest levels of student debt:

• Education: $26,566
• Social Sciences: $26,222
• Humanities: $21,485

Conversely, the science and technology fields graduate students with the lowest debt figures:

• Physical Sciences: $6,342
• Engineering: $7,031
• Life Sciences: $11,905
• Physical Sciences 78.2%
• Engineering 75.1%
• Life Sciences 67.2%
• Humanities 48.4%
• Social Sciences 46.5%
• Education 44.1%

Source: National Science Foundation, Survey of Earned Doctorates, 2013

While these figures may seem alarming, a deeper dive into survey data from the National Science Foundation actually paints a more positive picture. Overall, more than 62 percent of all doctoral recipients graduate from school without a single dollar of debt.

Prospective students can use the table below to get a better sense of the percentage of students who take on debt at incremental levels in each field of academic study. A majority of students graduate with $10,000 or less in debt after finishing their doctoral degree.

PhD Cost Factors

The total cost of earning a doctoral degree is variable because of the sheer number of different factors involved. Tuition is not the only cost to consider when thinking about applying to a PhD program.

Typically, students pay full tuition rates during their first three years of doctoral study and receive reduced tuition rates for the remainder of the program. However, the actual cost of tuition does vary and may be dependent on the student’s actual degree program.

Graduate students pay a range of fees, with the most common including:

• Health Services (access to health facilities on campus)
• Health Insurance (personal health insurance)
• Student Activity (subsidizes athletics and other clubs)
• Student Recreation (access to recreational facilities on campus)

Some programs estimate students should be prepared to pay between $3,000 and $4,500 per academic year in student fees and health insurance costs.

Students with a master’s degree or coursework in a similar graduate program may be able to transfer credits into their doctoral program. That can lower the total number of credits required to graduate, which can lower the total cost of the degree. However, some institutions do limit the amount of tuition credits that can be applied for graduate work done in a related field at other institutions.

Whether or not the student has an assistantship does not affect the cost of textbooks and other academic materials. Books are a revolving charge, one a student should plan upon each semester or quarter.

Housing, utilities and food are considered indirect expenses students incur during their education. PhD students should plan on anywhere from $12,000 to $25,000 and up for living expenses each year. Again, this figure is highly variable based on the location of the university and the cost-of-living in that area.

Owning a car means additional budgeting for insurance, car payments and gas. Additionally, students may need to travel for conferences and research. Without funding from a graduate student association or grant program, the student will have to cover these costs individually.

PhD students with children may have to account for childcare costs. Purchasing a new computer and other supplies may also be required. This type of budgeting will vary from individual to individual, program to program.

Most PhD programs allow students to progress at their own pace, requiring them to complete and defend their dissertation within a certain time period (e.g. six years). However, the time it takes to complete a dissertation depends on the student, area of study, research, etc. This can impact cost of attending a doctoral program.

Example Cost of Attendance

A student’s budget should include the total cost of attendance—that is both direct (tuition and fees) and indirect costs (e.g. housing). This budget is the starting point for determining the student’s financial need, how much financial aid they require, and if they can afford to attend a doctoral program. Below is a sample five-year total cost of attendance chart based on an in-state tuition program, with a budget that assumes fixed costs for fees and indirect costs, such as housing. It also does not take into account assistantships and tuition waivers for assistants.

Based on a figure that’s slightly below the 2012-2013 average graduate tuition cost, the total cost of attendance can still produce sticker shock. An average student in a program that charges $12,000 per year in tuition could have to pay between $30,000 and $45,000 year in total costs.

PhD FINANCIAL AID OPTIONS

Prospective PhD candidates have an abundance of financial aid options to help fund their graduate studies. Typically, students are fully funded by a combination of sources, including scholarships, fellowships, research assistantships, teaching assistantships, or student loans.

It is important for students to note that most sources of aid are awarded by individual academic programs, so they should follow-up with their department for up-to-date information.

Below is a high-level overview of the common types of graduate financial aid.

Prospective PhD candidates can turn to a variety of funding sources, including scholarships, grants, and fellowships to support their education financially. As discussed, most students use a combination of one or more of these funding sources to finance their degree program and research.

PhD students can apply for a variety of scholarships that award students with funds that can be used to help cover the cost of tuition, books and other fees.

Grants are similar to scholarships and are academic-based awards that can be used to augment other sources of financial aid.

Fellowships are a different type of funding that may encompass a scholarship or grant and can be used to fund research, study and teaching in the US and internationally. Many fellowships provide full tuition and a yearly stipend to students.

A PhD should never be an end in itself but rather a means to an end. The path to a PhD is an arduous one and should never be undertaken without serious thought to what it will bring the student. That said, there is money available for graduate study in most fields, and a student in the humanities should be very careful to apply to appropriate programs which fund their grad students.

• Engineering
• Physical Sciences

The SMART program is designed to support graduate students studying in STEM disciplines and offers a range of other benefits, including supplies and health insurance allowances and employment placement services with the DoD after graduation.

The National Defense Science and Engineering Graduate Fellowship is a three-year graduate fellowship that is designed to support doctoral students across fifteen engineering disciplines.

This three-year fellowship program supports the research efforts of doctoral students in STEM-related fields of study and allows them to pursue their work at any accredited graduate program in the country.

Renewable award for graduate students enrolled in a full-time APA-accredited doctoral program of study in psychology. Underrepresented, minority students are encouraged to apply.

This fellowship is open to female scholars and is designed to help offset the doctoral student’s living expenses during her final year of working on a dissertation.

This fellowship is a single-year of funding that is designed to support the doctoral research of a student working in child psychology.

The Javits Fellowship is provided on a needs- and competitive-basis to graduate students pursing graduate degrees in the humanities, social sciences, and the arts.

Two fellowships are awarded to support doctoral students who plan to study at the American School of Classical Studies in Athens, Greece for a year.

The Richard M. Weaver Scholarship is open to graduate student members of the Intercollegiate Studies Institute and supports the academic work of scholars pursuing teaching careers at the college level.

The AICPA fellowship is designed for minority students pursuing or planning to pursue a doctorate in accounting.

Five scholarships are available to provide financial assistance to graduate students pursuing studies in accounting and plan on earning CPA licensure.

This fellowship provides financial support to female scholars conducting research and economic analysis into natural resource, food, or agricultural issues.

This renewable, four-year fellowship is designed to support a scholar’s work in the field of stewardship science: nuclear science, high density physics, and materials under extreme conditions and hydrodynamics.

This multi-year fellowship supports doctoral research in several fields, ranging from chemistry to geology, materials science to physics and connects fellows with NPSC employer partners.

The NWRI fellowship program is open to full-time doctoral students conducting water-based research in areas such as water quality, water treatment and technologies, water supplies and water resources.

Really think about your reasons for getting a PhD. Critically exam the support systems you have in place to get you through the journey: 50 percent of doctoral students suffer from depression. Utilize services like the counseling center on your college/university campuses to help you respond to the stressors that may occur with the transition.

ASSISTANTSHIPS, FELLOWSHIPS AND LOANS

Graduate assistantships.

Graduate assistantships are a form of academic appointment and are provided by individual departments. Competitive in nature, they are typically awarded on the basis of the student’s academic accomplishments and potential in the graduate program of study. Most programs provide appointments for one year at time and students receive a tuition credit or waiver and monthly stipend. There are three types of assistantships: Teaching Assistantships, Assistant Lecturers, and Research Assistants.

Teaching assistants perform a range of support duties for faculty members at a university, including grading papers and teaching classes.

Lecturers may serve as instructors in the academic department where they are studying.

Research assistants conduct and assist faculty members with research projects in the student’s area of interest.

Fellowships

Fellowships are short-term funding opportunities (typically 9- to 12 months) provided to students in the form of tuition credits and/or stipends. They support a student’s graduate study in their field of choice, may assist them in their research, or gain professional training in an area of interest. Fellowships are competitive and are available in two types: University-based and External.

Individual schools, colleges, and departments at a university (e.g. College of Science, Department of English) may have endowed fellowships. Students are either nominated for an award by their department or may be open to an application process.

External fellowships are funded by foundations, government agencies and other groups and provide opportunities to study both in the US and abroad. For example, the Department of Defense offers the National Defense Science & Engineering Graduate Fellowship to engineering students studying in one of sixteen engineering specialties.

Corporations

Many companies and businesses have created scholarship, fellowship, and tuition reimbursement programs for their employees. Depending on the company, there may be a possibility it supports the graduate school efforts of its employees. Speak to the Human Resources department to learn more about the potential funding avenues available.

Graduate students may borrow funds from the federal government under two loan programs: William D. Ford Federal Direct Loan Program and the Federal Perkins Loan Program.

Private financial institutions, including banks and credit unions, offer unsecured educational loans to graduate students. These loans must be repaid with interest. The interest rates, loan amount, and repayment terms are based on the credit worthiness of the borrower.

Federal work study provides students with demonstrated financial need part-time job opportunities that allow them to earn income while they are in graduate school. The program focuses on placing students in community service situations related to the student’s academic course of study. A majority of jobs are on-campus, but some schools may have some off-campus jobs with nonprofit agencies and other groups. It is important to note that some universities may not allow students to use their federal work study for tuition, but other related expenses (e.g. books, fees).

EXPERT SPOTLIGHT: Lawrence Burns, PhD

What should a future phd student consider when selecting a program of   study .

Speaking in the humanities, a student is best advised, I think, to select the faculty member with whom he or she wishes to study rather than simply a program. This faculty member becomes the student’s mentor, a relationship that lasts well beyond graduate school years. Because the mentor becomes the student’s primary reference, his or her standing in the field can and does have an impact on pre- and post-doctoral grants a student might win as well as on the student’s success on the academic job market.

It is a delicate balance though, because one must also look at programs that have standing in a particular field and at institutions that can afford to fund their PhD students throughout their graduate years.

Much is made about the saturation of PhD graduates and not enough   positions — both in academic and the private sector. Should that dissuade   a student from pursuing a PhD?

Yes, of course. Again, a PhD is not something that comes easily, and it should not be pursued without a reason for it. On the other hand, for students who are committed to their fields, and for whom that field is a career choice, the PhD is still the only way into the university job market. 

There is a catch-22 in the world of post-graduate education. Research universities need to turn out research, and researchers often depend on their grad students to assist them–in all fields–and departments on their PhD candidates to teach many undergraduate courses. PhD students are thus recruited regardless of the job market for the PhD holders.

The challenges in funding the PhD for me were less about how am I going to pay for this degree, but making the adjustment from being a full-time salaried employee to now, taking a significant pay cut to serve as a graduate assistant.

EARNING OUTLOOK FOR PHD STUDENTS

Potential career earnings should be a significant part of the discussion when considering whether or not to pursue a doctoral degree. Completing an advanced program of study could increase an individual’s earning potential with their current or future employers.

Research from the Bureau of Labor Statistics reveals a direct correlation between educational attainment and career success—both in employment opportunities and annual salaries. Doctoral degree holders are some of the highest paid professionals in the country. The table below outlines the difference in earnings by degree level in 2014.

source: Bureau of Labor Statistics, Earnings and Unemployment by Educational Attainment

• Industry or Business $97,700
• Government $82,000
• Nonprofit Organizations $72,500
• Other $70,000
• Academia $60,000

Source: National Science Foundation, Survey of Earned Doctorates

In turn, prospective students should consider how their sacrifice of time and money will pay off when they embark in their careers. Some professional fields have a higher return on investment than others. A majority of PhD candidates endeavor to become tenured-track faculty members, but they should realize that academia is one of the lowest paying sectors for individuals with a doctoral degree.

A review of National Science Foundation survey information shows that the best paying professional areas for PhD graduates include Industry and Business—with an average salary of $97,700. At the bottom of the list? Academia.

MOST LUCRATIVE PHD CAREERS

So, which PhD degrees pay the best?

According to the NSF, business, economics, and engineering are consistently among the best earning academic fields regardless of industry. The following tables outline the highest paying academic fields by professional area of work after graduation.

• Business Management and Administration $110,000
• Economics $82,000
• Engineering $79,000
• Health Sciences $70,000
• Education $60,000
• Business Management and Administration $135,000
• Economics $115,000
• Mathematics and Computer Information Sciences $115,000
• Geosciences $110,000
• Engineering $98,000
• Economics $112,500
• Business Management and Administration $96,590
• Engineering $96,500
• Mathematics and Computer Information Sciences $95,300
• Health Sciences $94,000
• Business Management and Administration $105,000
• Economics $100,000
• Mathematics and Computer Information Sciences $100,000
• Health Sciences $98,000

At the occupational level, 2012 employment research from the Bureau of Labor Statistics revealed the best paying doctoral career was Physicist ($109,600), followed by Astronomers ($105,410), and Engineering Professors ($94,130).

Overall, the top 10 most lucrative PhD careers include the following:

• 1 Physicists $109,600
• 2 Astronomers $105,410
• 3 Engineering Professors $94,130
• 4 Economics Professors $90,870
• 5 Health Specialties Professors: $90,210
• 6 Agricultural Sciences Professors $86,260
• 7 Biochemists and Biophysicists $84,940
• 8 Forestry and Conservation Science Professors $84,090
• 9 Physics Professors $80,720
• 10 Medical Scientists $79,930

EXPERT SPOTLIGHT: Darren Pierre, PhD

How has earning a phd impacted you personally and professionally.

Personally, the PhD was an incredibly introspective process. I believe for many, they go into the PhD thinking one thing, and come out transformed by the experience. I learned and grew personally in how I harness my self-worth, I grew professionally in my ability to humble myself and authentically listen to the feedback given about my work.

Professionally, I move with a greater level of confidence, I have more insight into my own potential in ways I could have never imagined, and all of that propelled me to write my book, The Invitation to Love.

Through your own experience, what are the biggest mistakes   prospective PhD students make when choosing and/or funding their PhD?

The biggest mistake that perspective students make is doing the degree for the wrong reason. If you are doing the degree for any other reason that self-motivated factors, you will falter. Doing the PhD to cover areas of insecurity, or low self-worth; doing the PhD for the prestige or title sake, those reasons will have you floundering and faltering when the psychological stressors being to weigh heavy.

Did you create a roadmap--financially or academically--to stay on track to   completing your PhD?

Absolutely, you have to have a plan and work that plan. Each Sunday, I would develop the week's action plan, I would carve out everything from when I was doing assignments/research to when I would work out, everything was on a schedule so that even when the fog of the process set in, I had headlights (my schedule) that allowed me to drive consistently when the road ahead was hard to see.

PHD: BY THE NUMBERS

Doctoral education in the U.S. is a varied and broad system, one that has been growing in popularity. In the 2013-2014 academic year, more than 178,000 doctoral degrees were conferred to students nationally, according to data from the National Center for Education Statistics.

• Doctoral Education Continues to Grow
• Engineering and Physical Sciences Dominate
• STEM Fields are the Most Popular
• Only Half of Students Earn a PhD in the Same Academic Field as their Master’s Degree
• Doctoral Degrees are an Investment in Time
• Primary Source of Funding Varies by Program

In its survey of earned doctorates, the National Science Foundation learned the number of doctoral recipients increased by nearly 30 percent between 2003 and 2013.

The most popular academic areas of study were Engineering and the Physical Sciences.

• Engineering 69.80%
• Physical Sciences 59.30%
• Health Sciences 53.60%
• Life Sciences 44.60%
• Other 38.90%
• Social Sciences 19.90%
• Humanities 9.10%
• Education -25.70%

Within the engineering and physical sciences disciplines, multiple sub-fields have been experiencing explosive interest and enrollments, with some programs (e.g. physics, materials science engineering) growing by more than 70 percent between 2003 and 2013.

• Other engineering 127.5%
• Materials science engineering 86.5%
• Aerospace, aeronautical, and astronautical engineering 74.5%
• Mechanical engineering 70.5%
• Electrical, electronics, and communication engineering 53.6%
• Chemical engineering 46.0%
• Computer and information sciences 119.1%
• Mathematics 83.0%
• Physics and astronomy 76.7%
• Geosciences 28.8%
• Chemistry 22.0%

According to NSF, the science, technology, engineering and mathematics fields are the most popular doctoral areas of study.

• Life Sciences 23.3%
• Physical Sciences 17.6%
• Engineering 17.0%
• Social Sciences 15.9%
• Humanities 10.7%
• Education 9.4%

Interestingly, slightly more than 56 percent of graduate students continue into a doctoral program in the same field as their master’s degree. Rates are highest in the humanities, engineering, and social sciences fields.

• Humanities 67.6%
• Engineering 65.7%
• Social Sciences 65.6%
• Education 61.5%
• All Fields 56.1%
• Physical Sciences 53.4%
• Life Sciences 35.5%

It requires approximately 7.5 years of study for the average graduate student to complete a doctoral degree after enrolling in graduate school. Education takes the longest — more than 11 years, while the physical sciences and engineering fields only require 6.5 to 6.6 years of study to complete.

• Education 11.7
• Humanities 9.2
• Social Sciences 7.7
• All Fields 7.5
• Life Sciences 6.9
• Engineering 6.6
• Physical Sciences 6.5

According to the NSF, the most common source of funding for doctoral students are teaching and research assistantships. The table below details the primary source of funding for students by academic area of study.

• Life Sciences Fellowships/ Grants
• Physical Sciences Research Assistantships
• Social Sciences Teaching Assistantships
• Engineering Research Assistantships
• Education Own Resources
• Humanities Teaching Assistantships
• All Fields Research Assistantships

The following table includes a breakout of the primary funding source by major field of study, according the National Science Foundation.

Source: http://www.nsf.gov/statistics/sed/2013/data-tables.cfm

ADDITIONAL FINANCIAL AID RESOURCES

The ultimate financial goal of any PhD student should be to complete their program successfully and move into a professional career with as little debt as possible. The resources below are available to help students locate scholarships and other funding sources that can help make that goal a reality.

Unigo offers a selection of financial assistance resources for graduate students, including a scholarship directory, a scholarship match tool, educational information on student loans and funding options, and more.

Scholarships.com is a website that provides a selection of financial aid information, including a searchable scholarship directory, insights into funding trends, financial aid calculators, and information about grants and fellowships.

Peterson’s is an educational resource site that includes a searchable scholarship database, articles and advice columns, and a catalog of graduate school profiles.

FinAid.org is an educational resource site that focuses on financial aid and offers information about student loans, federal financial aid, financing a doctoral education, and includes a scholarship search option.

An office of the U.S. Department of Education, Federal Student Aid is the country’s largest provider of financial aid. Graduate students can learn about and pally for loans, grants, and work-study funds to pay for their doctoral education.

FastWeb is a financial aid-focused website that offers a searchable scholarship directory that allows students to focus their search to their major area of study, work experience, and personal and professional activities.

Chegg is an online educational portal that not only offers used textbooks, but a scholarship database as well.

How to Pay for a Ph.D.

Expertise: Mortgages, Personal loans, Debt management, Insurance, Student loans

Anna Baluch is a personal finance writer with more than 10 years of experience. Her focus areas include mortgages, personal loans, debt management, insurance, and student loans. She spent three years working in SEO and marketing for a national home improvement company.

Expertise: Debt management, tax planning, college planning, retirement planning, insurance planning, estate planning, investment planning, budgeting, comprehensive financial planning

Eric Kirste CFP®, CIMA®, AIF®, is a founding principal wealth manager for Savvy Wealth. Eric brings 22 years of wealth management experience working with clients, families, and their businesses, and serving in different leadership capacities.

According to the Education Data Initiative , the average cost of a doctorate of philosophy (Ph.D.) degree is $81,900. You may have multiple options to fund a Ph.D. and turn your dream of furthering your career into a reality. 

We’ll discuss how to pay for a Ph.D. so you can determine which options make sense for your unique situation and goals. 

Table of Contents Skip to Section

• How to pay for a doctorate degree: 7 ways 

How to get your Ph.D. paid for

How to pay for a doctorate degree: 7 ways .

These seven strategies can make a Ph.D. more affordable. You may be able to take advantage of several at once.

1. Scholarships

Available through government agencies, nonprofit organizations, and private companies, Ph.D. scholarships can range from a few hundred to tens of thousands. In most cases, they’re based on academic merit and geared toward a certain specialty, but you might also find need-based scholarships. The most significant benefit of scholarships is that you don’t need to repay them. 

Here are two examples of Ph.D. scholarships:

• Beinecke Scholarship : The Beinecke Scholarship Program has existed since 1975. It’s for graduate students, including those pursuing Ph.D.s, in the arts, humanities, and social sciences.
• Graduate Cyber Security Scholarship : Sponsored by the Center for Cyber Safety and Education, the Graduate Cyber Security Scholarship offers scholarships for graduate and Ph.D. students majoring in cybersecurity or information assurance. These scholarships range from $1,000 to $5,000.

Ph.D. grants are similar to scholarships in that you don’t need to repay them. They’re often based on financial need and distributed by state governments and nonprofit organizations. Some grants also require recipients to participate in certain research or academic initiatives. 

Two examples of grants for Ph.D. students include: 

• José Martí Scholarship Challenge Grant Fund : The José Martí Scholarship Challenge Grant Fund is created for Hispanic students who attend qualifying schools in Florida. It’s a need-based program that offers up to $2,000 per year for undergraduate and graduate degrees.
• Virginia Tuition Assistance Grant Program : The Virginia Tuition Assistance Grant Program is for Virginia residents pursuing health-related graduate studies at select universities. Grants range between $5,000 and $12,500.

3. Fellowships

Through fellowships, Ph.D. students can receive financial assistance that allows them to pursue research, internships, special projects, or study abroad opportunities. Most fellowships are issued by government agencies, nonprofit organizations, and universities. 

Here’s a look at two Ph.D. fellowship options:

• Cornell Fellowship : Cornell University’s Cornell Fellowship offers a stipend and covers one year of tuition, fees, and health insurance. Several programs are available, such as the Diversity Programs in Engineering (DPE) fellowship and the Foreign Language and Area Studies (FLAS) fellowship. 
• Google PhD Fellowship : The Google PhD fellowship program is for students in Ph.D. programs related to computer science. It allows them to become Google Research Mentors and develop their skills. 

4. Assistantships

Often provided by universities, Ph.D. assistantships reimburse students for tuition in exchange for their commitment to being a teaching or research assistant or performing administrative tasks on campus for about 15 to 25 hours per week. 

They may require a one-year commitment and also provide a small stipend. Unlike fellowships, which cover more opportunities on and off campus, assistantships are just for on-campus work. It’s wise to consult professors in your department to learn more about assistantship programs that may be options for you. 

Below are two examples of schools with assistantships: 

• Kent State University : Kent State in Ohio offers assistantships to doctoral students. Depending on the program, you may earn a full tuition waiver plus a monthly stipend for working 10 to 20 hours per week. Kent State offers three types of assistantships: research, teaching, and administrative. 
• University of Miami: The University of Miami, Florida, has several Ph.D. research assistantships. They pay an annual salary of $40,140 and cover the cost of tuition and health insurance.

Our expert’s advice for making connections and finding assistantships

Eric Kirste

Four suggestions: One, working alongside faculty, researchers, and fellow grad students allows you to establish meaningful professional relationships that can translate into future career opportunities. Two, developing professional relationships with respected faculty can help translate into valuable recommendations down the line. Three, as a grad student, you’ll also have the chance to attend other networking opportunities, such as conferences and workshops. Four, review the schools’ “Assistantship Clearinghouse” or other similar groups that contain a listing of current assistantship opportunities on campus.

5. Employer reimbursement 

Some employers strive to attract qualifying candidates and retain hard-working employees through tuition assistance or reimbursement. If you work full or part-time, don’t hesitate to reach out to your manager or human resources department to find out whether your company can pay for some or all of your Ph.D. program. 

Intel, ADP, UPS, Bank of America, and Procter & Gamble are examples of employers that offer reimbursement for graduate degrees.

6. Federal student loans

Federal loans are from the U.S. Department of Education to help pay for college . As a Ph.D. student, you may be eligible for federal student loans including: 

• Federal Direct Unsubsidized Loans : These loans don’t consider financial need. If you borrow one, you’ll owe interest that accrues from the time it’s disbursed. Limits apply to how much you can borrow. 
• Federal Grad PLUS Loans : Federal Grad PLUS Loans are for the parents of undergraduate students or graduate and professional students. You may borrow up to the cost of attendance at your school minus any financial aid you qualify for. As with Direct Unsubsidized Loans, you’re on the hook for accrued interest.

If you’re interested in federal loans for your Ph.D. program, complete the Free Application for Federal Student Aid (FAFSA). This form will ask you for basic information about yourself as well as details about your financial situation. Once you submit your FAFSA, your university will inform you which loans are available.

7. Private student loans

Private student loans can fill in the gaps if you don’t qualify for federal loans or need to borrow more than the federal limits allow. You can get them from banks, credit unions, and online lenders. Private student loans are often based on your credit score and income. 

You may need a cosigner who agrees to repay in the event you default. Private student loans might have higher interest rates depending on your (or your cosigner’s) credit score. They have stricter repayment terms than federal loans. 

However, they can make sense if you’ve exhausted all other ways to pay for your Ph.D. Be sure to shop around and compare private student loans. Rates, terms, fees, and eligibility requirements can vary by lender. 

Most lenders will allow you to prequalify and check your rates online without any impact on your credit. 

Our expert’s advice: How to minimize debt while pursuing a Ph.D.

No. 1, budget! Ensure you have a budget to incorporate schooling as well as your living needs. No. 2, resources: Ask the Ph.D. program at the university for ideas and resources. No. 3, negotiate and ask questions. If you’re awarded a teaching or research assistantship, negotiate for a higher salary. It doesn’t hurt to ask. If you publish work, the department may get more money, so it’s a win-win situation. No. 4, invest: Most Ph.D. students aren’t offered retirement benefits. If you are, please take advantage of them. Even though you are accumulating debt, you still need to save for retirement by investing in the stock market and taking advantage of its long-term benefits and growth. No. 5, emergency funds: It’s essential to have savings for emergencies in any amount! If it’s $100, $1,000, or $10,000—any amount is better than $0. When emergencies arise, these will damage a well-thought-out budget. (See No. 1.)

It is possible to get your Ph.D. paid for. Fully funded Ph.D. programs pay for tuition and fees. They also offer monthly stipends for health insurance and living expenses, eliminating most or all out-of-pocket expenses as you complete a Ph.D. program. 

Fully funded Ph.D. programs can be difficult to qualify for, but it’s worth applying. Examples of fully funded Ph.D. programs include: 

• Ph.D. in Clinical Psychology at Columbia University : If you’re part of Columbia University’s clinical psychology Ph.D. program, you may earn full tuition and a $25,000 annual stipend for a three-year period. You can work as a teaching or research assistant and complete a mentor-matched program, including an internship. 
• Massachusetts Institute of Technology (MIT) Sloan School of Management : MIT’s fully funded Ph.D. program pays for Ph.D. students for up to five years and includes a monthly stipend of $4,497, medical insurance, and a new laptop. Reimbursement for travel and conferences is also available. 
• Ph.D. in Education at Michigan State University : Michigan State’s fully funded program is for students earning a Ph.D. in education with a specialty, such as higher education, K-12 educational administration, or education policy. Participants can expect a biweekly stipend and a tuition waiver that covers nine credits each semester.

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Does it make sense to pay tuition fees for a PhD degree? [duplicate]

Some Ph.D. programs charge tuition fees . Others are competitive .

Does a Ph.D. done by paying tuition fees have the same gravity as a Ph.D. done on stipend when it comes to an academic career?

When does it really make any sense to pursue a Ph.D. by paying tuition fees?

• 11 This is perhaps too flippant for an answer, but I am tempted to say: when you are wealthy and are viewing the PhD as a form of leisure consumption. –  Dawn Commented May 5, 2019 at 2:36
• 1 Being funded by a teaching assistantship may be a positive point when applying for one's first teaching job, especially if one has taught whole classes (as opposed to holding recitation sections, grading papers, etc.) and has done a good job. –  Andreas Blass Commented May 5, 2019 at 11:53
• 1 @Dawn Or when you get a funded PhD in France that covers your employment for 3 years in terms of full salary, travel and publishing expenses, but still expects you to pay your (symbolic) tuition fees like any other French student. –  penelope Commented Jun 25, 2020 at 11:32
• 1 In my opinion, after a stage you need to be paid to study, so no. Even if a PhD is seen as an apprenticeship for academia, I support paid apprenticeships. –  user117109 Commented Jun 25, 2020 at 15:16

7 Answers 7

The answers above say that no one will ever know how you funded your PhD. I somehow disagree with it. At least in social science where self-funded PhDs are not so uncommon and PhD programs often ask if you anticipate you can attend the program without any financial aids provided, the prospective hiring committees can learn how your studies was funded from your CVs. It is reasonable that you don't mention any information about your funding source if you are self-funded, but keep in mind that other PhD candidates on the job market would mention theirs if they received a grant. So if you don't mention this, it implies you don't have any grant. THEY WILL KNOW.

Tips for you is to find some CVs of PhD candidates in your subject/field to see how frequently they clearly state it.

Besides, how good is your dissertation significantly overweighs how your PhD is funded. This is of course true but not to everyone. The rejection rates of a postdoc position in a reputable research group or a faculty position are quite high nowadays. Once you're on a shortlist, you are faced with a cohort of candidates whose profiles are almost equally interesting to the hiring committees. Various factors play a role in the final decisions and usually the hiring committees will have deliberation unless someone is obviously much better than others. The grant you received in your PhDs is a signal. The signal tells them either that your past merits are not fully matching the reputation of your university (means if you request for fellowship, you're very likely to be not admitted to the university you're in but a much less reputable one) OR you're not that good among your peers (assume if you again fail to secure funding in your later years of PhDs unless you can prove that there is a convention in your program for PhD students to be self-funded). It's a negative signal even when other candidates and you are equally matched.

My conclusion is unless you assure you can do a great job achieving a good record of publication under the supervision of your advisor OR the universities you're going to self-fund are extremely excellent (as even your work there is mediocre, at least the title of you university can send you to a well-paid position in industry), let's say Oxford or Cambridge as what has been discussed above, self-funding is never recommended.

• there are some countries where there are no ways of doing PhDs without paying tuition fees. E.g. Portugal. –  user366312 Commented Jun 26, 2020 at 17:21
• I got accepted to a PhD program in Lisbon and 90% of my tuition fees were waived. Besides, Portugal provides FCT scholarships for PhD students to apply for. I learn in some countries tuition fees always need to be paid either via the scholarships or own funding, but as long as you can secure a PhD grant, it doesn't lie in the scope I discussed. –  Finley Huaxin Commented Jun 26, 2020 at 17:37
• I got accepted to a Ph.D. program in Lisbon and 90% of my tuition fees were waived. --- could you kindly tell me how that process works? I am seriously considering Portugal. –  user366312 Commented Jun 26, 2020 at 18:24
• It's a structured PhD program of Universidade NOVA de Lisboa. Tuition fees are automatically waived based on the application's merits. And this is renewed each year. I think it may depend on the program. –  Finley Huaxin Commented Jun 26, 2020 at 18:32
• Where can I inquire about this? –  user366312 Commented Jun 26, 2020 at 18:42

Nobody will ever know. In fact, nobody will likely ever ask you about this.

At the end of the day, for an academic career, what matters is that you have a PhD and have shown an ability to do independent research. Who paid for the PhD never enters these sorts of considerations: You may have been funded on grants and only done research, or you may have been a teaching assistant to get a salary and have tuition paid, or you may have paid for the tuition yourself. It really doesn't matter, and nobody will care. What people do care about are your qualifications .

• 3 I think this answer is too optimistic. If you are paying tuition, you are presumably in the bottom x% of admits. Unless you learn quickly, you may also be in the bottom x% of graduates. If you are in a field where the bottom PhD graduates get jobs that are not much better than those an undergrad could get, it does not make much sense to pay for a PhD. –  Dawn Commented May 5, 2019 at 20:15
• 2 I'd say it depends on the wider context. If the university is known (or speculated) to be a paid-for PhD mill, where you are quasi-guaranteed a PhD for paying a certain amount of money, then many people will certainly be very cautious wrt hiring OP. –  Frank Hopkins Commented May 6, 2019 at 10:43
• 1 Good answer. As an exception to Who paid for the PhD never enters these sorts of considerations would be if you get a graduate fellowship that you applied for such as an NSF Graduate Research Fellowship. However, even the "bump" of those fellowships fades after a person's 1st job. –  Richard Erickson Commented Jun 25, 2020 at 13:26
• 1 I don't necessarily agree with the statement that "Nobody will ever know. In fact, nobody will likely ever ask you about this." . I remember this question come up multiple times in interviews. When we see zero teaching experience on a CV, the interviewee is often asked if he or she had RA positions or fellowship. It makes a difference for a position with heavy teaching load. –  user39093 Commented Jun 25, 2020 at 21:33
• 1 I also disagree that nobody will ever ask. It is a normal question in my field and, in addition, it is one of the most common CV entries of receiving grants. A PhD scholarship or bursary goes a long way to address that very important pont in an entry-level CV. –  user117109 Commented Jun 26, 2020 at 15:04

Agree with the other answers saying no one will ever know how you funded your PhD. But, I don't see anyone addressing this:

Blunt answer: very rarely.

• If you already have a job in industry doing research and need a PhD to progress, it could make sense.
• Ditto for certain, extremely competitive institutions (e.g., Oxford).
• Perhaps in some countries, the financial gap between funded and unfunded positions is less wide.

But I usually don't recommend taking an unfunded position, especially in thu US, because:

• Professorships and similar positions in industry are incredibly competitive. If you're not currently "good enough" to get any of the ~thousand funded PhD slots, you should be realistic about your odds of eventually getting one of the ~dozen faculty jobs in your field that are open each year. Of course, it is not impossible, but I would strongly consider other options with a better risk/reward ratio. It could even make more sense to spend a year or two strengthening your application and then reapply for the funded position.
• Fiveish years of tuition fees + living expenses is very expensive. Even with a high-paying job, it can be difficult to pay back that level of debt, particularly since many industry jobs (and quite a few faculty jobs) tend to be in a high cost-of-living area.

• 1 This is extremely bad advice and is un-necessarily discouraging to the user. Unlike in USA and Canada (and probably many parts of Europe) where essentially all PhD programs come with a stipend, Oxford doesn't work that way and while many people do get scholarships, many people pay their own fees. Getting into Oxford (funded or not) is harder than getting a funded PhD position at many other places. But more importantly, you are saying that an undergrad not "good enough" to get a funded PhD is unlikely to be "good enough" for a faculty job. It's completely wrong. People bloom at different stages –  Nik Commented Jun 25, 2020 at 16:56
• 2 Thanks for your note. I added a caveat about very prestigious institutions, which should address your first criticism. To your second point -- sorry, I disagree; while it is true that people bloom at different stages, we have to be realistic about how competitive the job market is. The alternative would be analogous to encouraging someone who couldn't make their college football team to go deeply into debt so they can pursue a career in the national league. –  cag51 ♦ Commented Jun 25, 2020 at 17:42
• Personally I excelled as an undergrad and graduated with a dazzling CV, got a very competitive full scholarship to Oxford, and began my PhD while friends that started their undergrad with me were doing their 5th or 6th year of undergrad or spending a year not knowing what to do with their lives; but as grad students they became interested in academia, had a series of successful experiments which led them to immediate faculty positions (even earlier than me). Dmitri Iouchtchenko is one of the best grad students I've ever met, but he entered his MSc in 2013 with no scholarships, then got several –  Nik Commented Jun 25, 2020 at 17:59
• awards/scholarships in 2015, 2017, 2018 and again in 2018 as you can see here (no funding in 2013 or 2014 though, he told me that his grades were hit-or-miss during undergrad... some 90s and some 60s). The part that strikes me as a little unfair is that you say "if you're not currently good enough to get any of the ~thousand funded PhD slots" - this seems a bit harsh. Some people don't adjust well to living away from their parents (or moving to a different country to study, often needing to learn a new language). They are "good enough", but blossom later –  Nik Commented Jun 25, 2020 at 18:02
• 6 +1 - This is my standard advice. In the U.S. at least, an unfunded PhD offer should be viewed as a soft rejection. –  Fomite Commented Jun 26, 2020 at 9:30

In France, paying tuition fees is not the same as paying for your PhD. This is just a technicality in terminology, but I think it's good to have this information for completeness.

PhD students in France are in a really odd sort of limbo -- French academic system is organised into institutes which work closely with Universities . The institutes provide the Professors for the courses at the University, and in exchange the University acts as a primary pool to get students in for summer projects, internships and finally PhD programmes; and also serves as a host institution for PhD students. This means that a PhD candidate in France is, at the same time, an employee of the institute, and a student at the University.

A funded PhD in France therefore means the following:

An external body (e.g. the French government, a foriegn government, or a company) will sponsor the PhD, ensure the funds for 3 years of (gross) salary, publication and travel costs , i.e. they cover the employment of the PhD candidate and expenses one is expected to incur during this time.

I'm not sure if equipment is something provided through this funding, or by the host institute. I think there's a good chance this funding might cover any visa or other immigration expenses, or the institute might, if you ask nicely.

The PhD candidate pays for yearly student tuition fees to the host University themselves. This is often a hidden cost which nobody remembers to warn you about.

Fortunately, this is a minimal cost: when I was doing my PhD, it was around €400 a year. Not a pleasant surprise when you're on a measly PhD salary, but definitely affordable, and unfortunately unavoidable .

Summary: Obtaining funding for a PhD programme in France is very competitive . Proceeding without funding would mean you are doing a full-time job for 3 years for no compensation, and since not even your publication costs or travel costs would be covered, I doubt any advisor would accept such a candidate. On the other hand, all the PhD students in France pay their own student tuition fees, which are however very low and affordable .

In the US, all schools that I know of charge tuition and fees. So there is no dichotomy of programs in this sense. Though some schools do not allow students to attend their doctoral program without having funding to pay that tuition/fees, either by a fellowship or from their advisor's grants, or perhaps via industry sponsor. I suspect this is because the faculty don't want to promise any time to advise students when they aren't getting funded for their own lab as part of the deal. The funding source, if there is one, then pays the tuition/fees. Beyond that, "self-funded" students are generally the same as those with fellowships; they can choose their project more freely and are not committing part of their time to being lowly research or teaching assistants. They may well have an industry job instead.

One drawback of course is a student is not a great judge of what is a good direction. Whereas the advisor's dogged pursuit of grants would tend to pull their own projects in the direction of more important problems which are probably better for the student's career. Choosing one's own direction also requires a patient advisor who is willing to continue advising while the student does run off and chases their own interests more freely.

At an opposite extreme is advisors who treat self- (or externally-) funded students the same as if the advisor was providing the funding anyway. I.e. they expect to set tasks and supervise the student, rather than simply advise them. Then you're paying out of pocket to be a research assistant. Which is certainly unfair.

As for whether there is some kind of ranking in the mind of hiring committees or firms down the road, regarding how you were funded, nope. A PhD is a PhD. It's primarily a hazing process anyway. The self-funded student will just be missing that line in the CV regarding your assistantship, which many do not put anyway since it is pre-doctoral.

• 6 In the US, all schools that I know of charge tuition and fees. — My US (public R1) university waives tuition for all students on teaching or research assistantships. No, this does not mean that the tuition is paid from a different pile of money. The tuition is actually waived ; the university does not receive the money at all. –  JeffE Commented May 5, 2019 at 16:03

UK perspective

Unfortunately, self-funded PhD students are often regarded as ipso facto less suitable for an academic career than PhD students funded by a grant.

The reason for this is that, rightly or wrongly, an important criterion for many academic jobs involving research is "grant capture" or "research income". For an early-career academic applying for a job, grants obtained for/during PhD studies are valuable in demonstrating to a hiring panel that the candidate has a track-record of obtaining grants.

On the other hand, self-funded PhD students in the UK tend to end up with more teaching work, and it is arguable that having lots of teaching experience is more relevant than "research income" for an early-career academic, since a lot of early-career academic jobs in the UK are "teaching-only" . Many universities are wont to informally discriminate in favour of self-funded students when it comes to allocating teaching work (by the way, this practice is probably illegal, and is morally wrong, since funded PhD students still need lots of teaching experience if they are to be taken seriously by the academic profession these days, so I would argue that the allocation of teaching work to PhD students should be determined solely on the basis of who would do the best job for a given topic/module/course [declaration of interest: I am a fully funded PhD student, permitted to do up to six hours' teaching per week under the terms of my funding, but have been given more like six hours per term, despite being far better qualified for many topics than the self-funded students who got allocated teaching work on such topics])

• You might want to put a caveat that Oxbridge is an exception. Someone graduating from Oxford University unfunded is more likely to land a faculty job than someone graduating from Oxford Brooks that was fully funded. –  Nik Commented Jun 25, 2020 at 17:02
• This is poor advice, or at least extremely very field specific. Firstly, no one I've ever met, nor non of the hundreds of CVs i've looked at lists their PhD studentship as grant capture. This is, at least in part, because for most studentship it is the supervisor that applies for the money, and then finds a student, rather than the student applying for the money and then finding a supervisor. Because of this no one will know if you were funded or not. As far as teaching opportunities go - in STEM no one expects you to have teaching experience, and most early-career jobs are research only. –  Ian Sudbery Commented Jun 26, 2020 at 16:14

All PhDs charge tuition fees, the question is not whether they are charged, but who pays. In those "competitive" cases you posted above a 3rd party research funder will be paying the fees.

You'll also note that to get one of the funded places "you must either be eligible for employment in the Netherlands or obtain a knowledge worker visa to qualify for a paid PhD position". This goes for the UK as well - a student must be British, or an EU citizen usually resident in the UK (and this will stop at the end fo this year). One of the most common reasons for people to do self funded PhDs, at least in the sciences, is because they are not eligable for a funded position, usually due to nationality.

Thus, being a self-funded student brings no judgement - all universities accept both funded and unfunded students, and many unfunded students are unfunded simply because they were barred from apply for funded positions. In the end, a CV will not say either way whether your PhD was funded or unfunded.

A 4-year self-funded PhD will set you back about 120,000 - 150,000 euros, including about 15,000 a year to living expenses.

Why do you want a PhD? I can think of three reasons:

• Financial. This is subtle. For example, in Biology, people with PhDs earn less that those with just an undergrad degree. But thats because most undergrad degree holders don't stay in biology. Within Biology (industrial, commercial or academic), those with PhDs earn much more than those without. A PhD will cost you around 150,000 euros. Whether you will recoup this in the length of a career is something only someone in your industry can tell you.
• You want to be an academic. Only about 2-3% of students, funded or unfunded, will make it as far as a permanent faculty level position. Now, if you are getting paid to do a PhD you might think its worth rolling the dice. But if you are paying for the privilege of only having a 3% chance of a job? Only you can say. Also bear in mind that if you were eligible for a paid position, and didn't get one, you must ask yourself why. There may be good reasons. Perhaps admissions tutors don't think highly of your school. Or perhaps you are in a minority that is discriminated against. But it is also possible, in the kindest way, knowing nothing about you, that you are not in the top part of your class. I'm not saying other people will imply this about you because your self-funded (people won't know, see above), but it might never-the-less be the case.
• Because you love the subject, you've got the money in savings, and want something worthwhile to spend it on. Only you can say if this is "worth it". If a PhD will make you cry, it will stress you out. You will hate your subject and everyone in it. I large number of student experience mental health problems in a PhD. But, it can be the most special experience and meaningful experience, in-and-of itself (as opposed to a means to an end). 3-4 years to do something for no other reasons than you think it is cool/interesting/important.

Not the answer you're looking for? Browse other questions tagged phd tuition .

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How to Pay for a PhD

Before applying for a PhD it is important to consider how you will pay for it. The level of financial support offered to each applicant will vary and it may be up to you to fill the gaps. Here are the different sources of PhD funding and examples of each.

Fully-Funded Project or Program

Many PhD projects and programs are fully funded, meaning they are created with funding already allocated. When this is the case, the student does not have to pay fees (tuition) and is paid by the university. This payment can be in the form of either a stipend or salary if the PhD student is considered a university employee. If a project or program is fully funded it will normally be advertised as such. Fully-funded programs and projects are more common in STEM fields but there are still a good number in the humanities and social sciences. These kinds of PhD positions tend to be more common in Europe (excluding the UK) and at American R1 universities.

If you plan on undertaking a self-proposed PhD project, you will probably have to find your own funding. Fortunately, there are several options you can purse.

University Scholarships

The university you're going to be studying at should be the first place you look for funding. Most universities offer a variety of funding opportunities for their graduate students. These can range from a partial tuition reduction to a full tuition waiver and a generous stipend. Most graduate scholarships are awarded based on academic merit, however there are usually some which are based on financial need. There may even be some that are open only to students from certain countries or studying in specific fields. Check the funding section of your university’s website to find out which scholarships you are eligible for.

Research Councils           

Research councils are a major source of grants and scholarships for doctoral students. Each country has its own research councils that its citizens (and sometimes international students studying in the country) can apply for funding from. These awards are competitive with lengthy applications but the funding they provide is substantial. For example, UK residents can apply for full PhD studentships from the UK Research Councils worth a minimum of £19,037 annually while the Social Sciences and Humanities Research Council of Canada (SSHRCC) awards Canadian and international doctoral students between $20,000 and $50,000 a year.

Other Government Funding

National governments run and support several educational funding programs in addition to research councils. Many of them are aimed specifically at graduate students pursuing degrees in other countries. For example, the UK Government awards Commonwealth Scholarships to over 800 graduate students from across the Commonwealth to finance their studies in the UK. Similarly, the US Department of State’s famous Fulbright Program offsets the cost of tuition, travel, and living expenses for US citizens conducting independent research abroad.

Foundations, Charities and Trusts

There are several foundations, academic societies, charities, and trusts that provide full or partial funding for students pursuing graduate studies. The oldest and most well-known example is the Rhodes Scholarship , an award for international students to pursue graduate studies at Oxford University. The newer Gates Cambridge Scholarship offers approximately 100 fully-funded scholarships a year for graduate studies at the University of Cambridge. This highly-competitive scholarship accepts applicants from any country excluding the UK.

If no other funding option can be secured, it is possible to take out loans to cover the cost of a PhD. These can be either private loans through your bank or government loans, such as the UK Government Postgraduate Doctoral Loan .

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• Student Loans

How To Pay For Grad School

Updated: Oct 17, 2023, 3:54am

If you want to boost your income potential over the life of your career, earning a postgraduate degree can be a smart idea to get there faster. On average, individuals with master’s degrees earn nearly $13,000 more annually than their peers with bachelor’s degrees—a substantial return on investment.

However, graduate school can be expensive. According to the National Center for Education Statistics, the average cost of tuition and required fees to attend graduate school (both public and private) was $19,314. That number doesn’t include some significant expenses, such as room and board, so you should plan to spend even more to complete your degree.

If you’re researching how to pay for grad school, you have several options including gift aid, work-study programs and student loans.

5 Ways to Pay for Grad School Without Taking on Debt

There are many financial aid programs available to graduate and professional students. If you’re wondering how to pay for grad school without borrowing money, consider these options.

1. Start Looking for Free Money

As a graduate student, you can qualify for gift aid—financial aid that doesn’t have to be repaid. Graduate gift aid can come in the form of grants, scholarships or fellowships.

• Grants . Grants are usually awarded based on financial need. For example, Hispanic graduate students attending Florida universities can apply for the José Martí Scholarship Challenge Grant Fund program . Eligible students can receive up to $2,000 per year.
• Scholarships . Graduate scholarships are typically based on academic or professional achievements. One scholarship available to graduate students is the CyberCorps: Scholarship for Service . Graduate students pursuing a career in cybersecurity can receive up to $34,000 per year for as long as three years.
• Fellowships . Fellowship programs give funds to promising graduate school students so that they can focus on their studies without having to take on teaching or research responsibilities. They are awarded by schools, professional associations and nonprofit organizations. For instance, the National Science Foundation awards its Graduate Research Fellowship to outstanding students pursuing careers in science, technology, engineering and mathematics (STEM). Eligible students can qualify for up to $34,000 per year, as well as a $12,000 cost of education allowance for tuition and fees.

You can also search for graduate school gift aid programs via FastWeb , GoGrad and Big Future .

2. Apply for Assistantships

As a graduate student, you can offset your education and living expenses by taking on an assistantship. Assistantships are paid positions offered by some universities. In return for working a specific number of hours a week, you’ll usually get a tuition waiver and a monthly living expense stipend.

In an assistantship, you could help professors with grading or teaching, assist faculty with their research or handle administrative tasks.

If you’re interested in a university assistantship, contact your major’s department head to see if there are any open opportunities, or check your school’s job listings.

3. Utilize the Federal Work-Study Program

The federal work-study program is available to graduate students as well as undergraduate students with financial need. In a work-study program, you’ll get a job related to your field of study and use your wages to pay for a portion of your education costs. As a graduate student, you can be paid hourly or receive a salary, depending on the position and the hours required.

To take advantage of the federal work-study program, make sure you complete the Free Application for Federal Student Aid (FAFSA) and contact your university’s financial aid office to discuss your options.

4. Research State Programs

To help fill high-need areas, some states offer tuition assistance or reimbursement programs for graduate students in certain fields. In return for help with your education expenses, the state will usually require you to fulfill a service obligation working within the state after you complete your master’s degree. Here are some examples of state programs:

• Ohio . Graduate students that are Ohio residents but completed their undergraduate degrees in other states can apply for the Choose Ohio First program. To qualify, students must be pursuing a career in STEM and attend a public Ohio university.
• South Carolina . South Carolina Teacher Loan Program is a loan/scholarship program. Graduate students that plan to teach after graduating can receive up to $5,000 per year to pay for their degrees. The loan can be forgiven if the student teaches certain subjects or in designated geographic areas.
• Tennessee . The Tennessee Graduate Nursing Loan Forgiveness Program encourages nurses to enter a faculty or administrative position in a nursing education program within the state and agree to work at an eligible institution for at least four years. The program will pay up to $7,000 per year toward the student’s tuition and fees. However, the award converts to a loan if the student doesn’t meet obligations.

To find out if you’re eligible for a tuition assistance program, contact your state education agency .

5. Talk to Your Employer About Tuition Reimbursement

There are some jobs that pay for grad school to recruit and train top talent. For example:

• The Home Depot . Full-time hourly employees with The Home Depot can receive up to $3,000 per year in tuition reimbursement benefits if they’re in graduate school.
• Verizon . Verizon partnered with Bellevue University to offer degree-granting programs to employees. Full-time workers can receive up to $13,250 in academic support.
• Teach for America . While Teach for America doesn’t cover graduate school costs itself, participants in the program can qualify for substantial discounts at certain universities. For example, Teach for America members and alumni can receive 29% off their tuition at American University.

It’s not just big companies that offer tuition reimbursement; many small businesses do as well. Talk to your human resources representative or direct manager to see if tuition reimbursement is part of your employee benefits package.

How to Pay for Grad School With Student Loans

Unfortunately, gift aid and other financial assistance programs may not cover the full cost of graduate school. If that’s the case, you can use student loans to pay the remaining amount. Graduate student loans can be either federal or private.

Federal Loans for Graduate School

If you’re in graduate school, there are two federal loan options:

• Direct unsubsidized loans . If you need to borrow money, start with Direct unsubsidized loans . They have lower interest rates and fees than PLUS Loans, so they will cost less over the length of your repayment term. They don’t require a credit check, but there is an annual and aggregate borrowing limit .
• Grad PLUS loans . Unlike unsubsidized loans, PLUS loans don’t have restrictions on how much you can borrow. You can apply for your university’s total cost of attendance. However, PLUS Loans can be expensive. They have the highest interest rate of all federal loans, and they charge a disbursement fee. PLUS Loans also require a credit check. If you have a low score, you’ll need an endorser to apply for a loan with you.

Private Loans for Graduate School

Private graduate school loans are issued by private banks, credit unions and online lenders. Unlike federal loans, they typically don’t have limits on how much you can borrow, and you can choose a loan term as long as 20 years to get a smaller payment.

However, private student loans have some drawbacks. Your interest rate is dependent on your credit score, and if your credit isn’t good or excellent, you may not qualify for a loan. Private loans also have fewer repayment options and benefits than federal loans, and they may have higher interest rates.

Despite their disadvantages, private loans can play an important role if you’re not eligible for additional federal aid. If you decide to apply for a loan, keep in mind that rates can vary by lender. It’s a good idea to compare rates from multiple private student loan companies before submitting your application.

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Steps to Take Before Applying to Graduate School

Before thinking about how to pay for grad school or where to apply, complete these steps first:

1. Research Potential Earnings by Degree

While a master’s degree can be helpful in some fields, that’s not always the case every time. Before spending tons of money on a degree, research what typical salaries are in your industry for people holding postgraduate degrees. You can find out what professionals with your education level earn with PayScale .

2. Complete the FAFSA

The FAFSA isn’t just how you apply for federal loans. It’s also what the government and universities use to decide if you’re eligible for grants, federal work-study programs or institutional aid. Pay attention to federal, state and school FAFSA deadlines to ensure you get all the financial aid you can.

3. Explore Financing Options

Besides student loans or school-issued aid, you can use many other financial aid options to reduce your education expenses. Spend some time researching third-party grants, scholarships and fellowships to limit how much you need to rely on debt to pay for graduate school.

Frequently Asked Questions (FAQs)

Can graduate students use the fafsa.

Graduate and professional students can complete the FAFSA just like while they were n undergraduate students. You’re still eligible for financial aid, including scholarships, grants and federal student loans. Completing the FAFSA might also make you eligible for other types of aid, like private scholarships and grants.

How much money does FAFSA give for graduate school?

In addition to receiving grants and other forms of free money (if you’re eligible), you can also borrow up to $138,500 in unsubsidized loans. Graduate PLUS loans will cover up to the cost of attendance that other forms of aid don’t cover.

How can I pay for grad school without loans?

The best way to pay for school without taking out loans is to exhaust all your free money options first. This includes scholarships, grants or other aid that doesn’t need to be repaid. You can also work while you’re in school to help pay for it, like fellowships, internships, assistantships and the federal work-study program. All of these options can reduce how much you’ll borrow in student loans.

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For the past seven years, Kat has been helping people make the best financial decisions for their unique situations, whether they're looking for the right insurance policies or trying to pay down debt. Kat has expertise in insurance and student loans, and she holds certifications in student loan and financial education counseling.

Do PhD Students Get Paid? Phd Stipend, Salary, Research Grants

When starting your journey into earning a PhD, one of the biggest questions would be the funding. Will you make enough to support yourself throughout the study period? On top of that, there are also issues such as study fees to think about. 

In this post, we explore if PhD students get paid, and if these income are enough to support you throughout your studying period.

Do PhD Students Get Paid? 

In short, yes. Many PhD students actually receive some form of financial help, although the question of “how much” is more complex. 

The most common forms PhD students get paid are either through a stipend, or some form tuition waivers. There are also free online PhDs that are not as common, though.

PhD Stipend & Salary

PhD stipends are a form of financial support, not a salary. They are primarily designed to cover living expenses, allowing students to focus on their dissertation without the need for a part-time job. It may not make sense to consider these stipend as a fully salary.

PhD programs often provide stipends through teaching or research assistantships. As a teaching assistant, you usually help in:

• Administering or coursework,
• Running seminars, or
• Assisting faculty members. 

Research assistantships, on the other hand, align more closely with your field of study, offering hands-on experience in paid research.

The amount of these stipends can vary depending on the field of study and institution. These stipends can range from enough to live modestly to higher amounts in top universities or private companies.

For example, STEM fields generally offer higher stipends due to larger research grants.

Tuition Waiver

In some universities or countries, PhD students may not get any stipend, or allowance. Instead, they get tuition waivers as a form of financial help.

Essentially, these waivers mean that PhD students often don’t pay for their coursework. This can come as a relief, especially when tuition costs are not very high, up to thousands of dollars annually. 

Why do universities offer this? It’s to attract the best candidates and make doctoral education more accessible.

For instance, in STEM fields, where research is heavily funded, tuition waivers are almost a given. This also applies to the social sciences, though the extent of waivers might vary depending on funding availability.

In addition to tuition waivers, some generous universities and countries may also top this up with a stipend. This stipend is meant to cover living expenses, allowing students to focus on their dissertation rather than worry about financial strain.

It’s important to note that while stipends help with living costs, tuition waivers remove the burden of tuition fees entirely. There are also funders that will pay for even things such as books, clothing, thesis, or publication costs.

International students particularly benefit from tuition waivers, as they face higher tuition rates. Coupled with a stipend, these waivers make pursuing a PhD in a foreign country more feasible.

Do PhD Students Earn Enough To Live?

This depends on various factors, including the field of study, location, and the university’s funding structure.

However, you may assume while PhD students don’t get rich from their stipends, most find them sufficient to live on, especially when combined with tuition waivers and assistantships.

The key is understanding the financial package offered by your PhD program and planning accordingly.

PhD students typically receive financial support in the form of a stipend. This stipend is meant to cover basic living expenses, allowing you to focus on your dissertation. The amount varies widely.

For instance, stipends in STEM fields can be higher, owing to larger research grants. In contrast, stipends in the social sciences might be lower, reflecting the funding landscape of these areas.

In addition to stipends, many PhD students receive tuition waivers. This means you’re not paying out of pocket for your coursework, significantly reducing your financial burden. This is especially helpful for international students who often face higher tuition rates.

PhD students often supplement their income with teaching or research assistantships. These positions not only offer financial aid but also provide valuable academic experience. Assistantships typically cover a portion of tuition or provide a stipend, further easing financial stress.

The cost of living in the university’s location plays a crucial role. In cities with a high cost of living, stipends might not stretch as far, whereas in more affordable areas, you might find it easier to cover your expenses.

For a more concrete example, a PhD student in a European country or Middle East might receive a tax-free stipend, which is generally enough to live modestly but comfortably. Contrast this with a student in a high-cost city in the U.S., who might need to find additional income sources.

Can International Students In A PhD Program Earn Money?

If you are an International PhD student, you may wonder if you can earn money while pursuing your studies. The answer largely depends on the regulations of the host country and the specific terms of their visa.

In many countries, international PhD students are allowed to work, but there are restrictions on the number of hours they can work per week.

In the United States, international students on an F-1 visa can work up to 20 hours per week during academic terms and full-time during breaks.

In the UK, the rules are similar for students on a Tier 4 visa. These regulations are designed to ensure that work doesn’t interfere with the primary purpose of their stay, which is education.

Apart from part-time jobs, many international PhD students earn money through teaching or research assistantships offered by their universities. These positions not only provide financial support but also valuable experience in their field of study.

Assistantships typically involve assisting professors with teaching undergraduate courses or participating in research projects.

Additionally, some international students receive stipends as part of their PhD program. These stipends are intended to cover living expenses and are a common form of financial aid in graduate studies. However, it’s important to note that the availability and amount of stipends can vary widely between programs and institutions.

For those who need additional financial support, applying for scholarships, fellowships, or grants specific to international students can be a viable option. These forms of financial aid can provide substantial support, though they often come with their own set of requirements and limitations.

How To Earn More Money As A PhD Student?

Earning more money as a PhD student can be challenging, but there are several ways to supplement your income:

• Teaching Assistantships : Many universities offer teaching assistant roles to PhD students. These positions typically involve assisting professors with undergraduate classes, leading discussion sections, or grading assignments.
• Research Assistantships : If your field of study aligns with funded research projects at your university, applying for a research assistant position can be a lucrative option. These roles involve assisting with research, which can also contribute to your dissertation.
• Fellowships and Grants : Applying for fellowships and grants can provide additional funding. They can be sourced from university departments, private foundations, or government agencies.
• Part-Time Work or Consulting : Depending on your visa status and university regulations, you might be able to take up part-time work or consulting gigs in your field. This can be especially profitable in STEM fields, where technical expertise is in high demand.
• Freelancing or Online Tutoring : Utilise your academic skills by freelancing or online tutoring. Platforms that cater to academic writing, data analysis, or subject-specific tutoring can be excellent sources of additional income.

PhD Students Do Earn Money, But Just Enough

While PhD students don’t receive traditional salaries, they often get financial support through stipends, assistantships, and fellowships.

These funds are designed to cover living expenses and tuition, making it feasible to pursue doctoral studies without significant financial strain. The amount varies by field and location, but generally, it’s enough to live modestly.

Ultimately, while PhD students aren’t earning hefty salaries, the support provided is a critical investment in their academic and professional development.

Dr Andrew Stapleton has a Masters and PhD in Chemistry from the UK and Australia. He has many years of research experience and has worked as a Postdoctoral Fellow and Associate at a number of Universities. Although having secured funding for his own research, he left academia to help others with his YouTube channel all about the inner workings of academia and how to make it work for you.

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• Tuition, Funding, & Living Costs
• PhD/Master's Application Process

All PhD students at Yale are fully funded. On average, doctoral students at Yale receive more than $500,000 in tuition fellowships, stipends, and health care benefits over the course of their enrollment. Some terminal Master's degree students also receive funding.

Tuition for full-time study at the Graduate School of Arts and Sciences in the academic year 2024-2025 is $49,500.

More information on Tuition & Fees is available in our Programs & Policies handbook. Please note that we do not charge many of the fees common to other schools (e.g., technology fee, library fee, gym fee, student activities fee).

See Student Accounts for billing and payment inquiries.

For PhD Degree Applicants

All PhD students at Yale receive the following financial award, typically for a minimum of five years:

• a fellowship that covers the full cost of tuition ($49,500 for 2024-2025)
• a 12-month stipend (minimum of $49,538 for 2024-2025)
• comprehensive health insurance, including hospitalization coverage and specialty care for students, their legal spouse, and their children
• a family support subsidy for graduate students with children under the age of 18

Additionally, a Dean's Emergency Fund is available to help students with eligible, unanticipated emergency expenses. In some cases, the Continuing Registration Fee for advanced PhD students is also covered by the Graduate School.

Most PhD students complete their degrees without incurring debt.

For Master's Degree Applicants

Most students pursuing Master's degrees do not receive financial support from the Graduate School and are responsible for paying tuition, but some programs offer limited funding. Please check with the program that interests you for more information.

All Master's students registered at least half time receive Student Basic Coverage at Yale Health. You are also eligible to purchase Hospitalization and Specialty Care coverage at a group rate through the university.

Other Sources of Funding

Many of our students win external fellowships and grants. See our External Fellowships & Awards page for more information on how an external award will affect your Yale funding.

Some students choose to take loans, participate in work-study programs, or engage in part-time employment to supplement their funding while in Graduate School. More information is available on Other Means of Financing Graduate Education .

Living Cost Estimates

To ensure that our financial aid package provides enough support to enable you to live in New Haven and study full time, we developed a cost-of-living guide (see below). The Office of Financial Aid also uses these calculations to determine financial need as required by certain funding sources and for immigration processes.

Estimated average living expenses include housing and food, transportation, personal and academic expenses (excluding tuition), and hospitalization coverage and specialty care. Expenses for doctoral students may actually be less than the estimate below, since PhD financial packages cover the full cost of single-student hospitalization and specialty care coverage in the Yale Health Plan, as well as half the cost of two-person coverage (for spouses and partners), and the full cost to cover children.

2024-2025 Academic Year Living Cost Estimate:

9-MONTH LIVING COST (Master's Students):

• Single Student: $30,875

12-MONTH LIVING COST (PhD Students):

• Single Student: $39,651  

Graduate Financial Aid

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How to Pay for a PhD: Fellowships for Graduate Students, Research Funding, and More

If you've ever considered earning a doctorate, one of the questions you've undoubtedly asked yourself is "how will I pay for a PhD?" 

The good news is, most doctoral students receive fellowships and research funding from the their college or university, and are not directly responsible for paying for the majority of their PhD costs.

Fully Funded PhD Programs: What Makes them Possible?

Fully funded PhD programs allow doctoral students to focus exclusively on their studies and research, without having to hold a full time job to make ends meet. Full funding is often made possible through one or more fellowships or grants from the department, the graduate school, and other organizations. SMU currently has 55 Moody School funded PhD students.

SMU’s newest school, the Moody School of Graduate and Advanced Studies , is able to offer a wide range of fellowships thanks, in large part, to a landmark $100 million endowment from the Moody Foundation. SMU's PhD programs cater to graduate students who want to engage in advanced, interdisciplinary, innovative studies, and data-driven research.  In this new chapter of our story, we leading the charge to discover technological solutions to the many local and global issues that challenge us as we move further into the 21 st century.

This endowment and the associated operational funds support…

• Graduate students
• SMU faculty, renowned visiting faculty, and deanships
• Leading scholars who conduct world-changing research
• Expansion of interdisciplinary research and development

“We cannot overstate the power and reach of this gift. This is a transformational moment for SMU and Dallas, signaling that SMU is a premier institution with the means to be a full partner in commercial and global problem-solving, and a pipeline for leaders to tackle those challenges." — R. Gerald Turner, SMU President

In addition to propelling SMU forward as a leading research institution, the Moody endowment has an untold impact on the Dallas community surrounding SMU. "As the Texas economy booms, companies and institutions look to universities like SMU for innovative ideas, data-driven research, and technology that can create opportunity,” Turner said. “The Moody School will be the portal to all of our resources — the entry point for any organization with a research challenge to approach the University for partnership.”

What Does the Moody Foundation Grant Mean for Graduate Students?

The Moody School of Graduate and Advanced Studies offers master’s and doctoral degrees that span many fields across four of SMU’s colleges and schools. These are the Dedman College of Humanities and Sciences, the Lyle School of Engineering, the Meadows School of the Arts, and the Simmons School of Education and Human Development.

In a purely practical sense, this remarkable donation opens new doors for graduate students seeking fellowships and grants. Students in each of the four colleges and schools noted above can apply for fellowships, grants, and research funding that advance the goals of SMU. Let’s explore each of these funding mechanisms and discuss how prospective SMU grad students can secure these forms of funding.

Fellowships for Graduate Students at SMU

Moody graduate fellowships.

Beginning with the Fall 2021 applicants, SMU will offer fellowships to a select group of PhD applicants. These fellowships reward applicants who show exceptional promise for academic success. They provide tuition waivers, health insurance, and pensions of $30,000 for up to five years.

Students who apply to a PhD program at SMU by the  priority deadline  are eligible for the Moody Graduate Fellowship. Each department may nominate only one candidate, and SMU will consider only candidates nominated by their department.

University PhD Fellowships

Exceptional PhD and students with PhD-equivalents qualify for a fellowship grant that can defray educational costs for up to five years, contingent on satisfactory progress toward the degree.

All students who apply to a PhD program by the priority deadline  are eligible for the University PhD Fellowship. Each department may nominate a limited number of candidates, and SMU will consider only candidates nominated by their department.

Mustang Fellowships

Mustang Fellowships help SMU improve the diversity of its graduate student population. These provide tuition waivers, health insurance, and pensions of $30,000 for up to five years for PhD students who are U.S. citizens or permanent residents and identify as diverse in their academic disciplines.

As a PhD program applicant, you’re invited to apply for this fellowship through a brief essay in your application. You should explain why your educational, cultural, geographic, or familial background will contribute to SMU’s graduate program diversity. Departments nominate candidates for the Mustang Fellowship as part of their application review process.

Moody Dissertation Fellowships

These fellowships recognize and support outstanding PhD students as they complete their dissertations. SMU reserves this award for PhD students in the dissertation-writing phase of their degrees. It is available for those whose research shows exceptional promise for impact in their field of study.

The awards provide tuition waivers, health insurance, and a stipend of $30,000 for one year. Recipients commit to develop and defend their dissertations in the fellowship year. Their departments must nominate students to be eligible for this fellowship.

Dean’s Dissertation Fellowships

These fellowships provide support to PhD students in the dissertation-writing phase of their degrees, allowing them to focus on completing and defending their dissertations. They provide tuition waiver, health insurance, and a stipend commensurate with the standard PhD stipend in their department. Recipients commit to complete and defend their dissertations in the fellowship year. Each department must nominate students to be eligible for this fellowship.

Grants for PhD Students at SMU

Graduate student travel grants.

Graduate students can receive up to $750 in reimbursement for travel expenses to present an accepted paper or poster at a conference. You can apply for a travel grant here.

SMU accepts travel grant applications year-round but awards only one grant per student each academic year. The department chair and the graduate advisor must sponsor each proposal. Note that travel grants cannot be awarded retroactively, you'll need to submit a proposal before you travel.

Dedman Graduate Student Assembly Funding

The Dedman College Graduate Student Assembly (GSA) provides funding for graduate students in each department of Dedman College. The GSA receives a portion of the student fees paid by the graduate students in Dedman College. Those funds circulate back to graduate students who receive small grants to cover certain expenses that range from $100 to a few hundred dollars.

Graduate students can use this funding to pay for thesis and dissertation related expenses, such as presenting a paper or poster at a convention, conference, or other graduate activity, attending conferences, and purchasing membership in professional organizations and journals. Grad students may apply before the funding is necessary, or for reimbursement up to 30 days after the activity. 

Begin Your Fully-Funded PhD Program at SMU

With more than 100 years of history to build on, the SMU community is excited for the next chapter of growth that has been made possible through the Moody Foundation. With growing enrollment numbers, the Moody School of Graduate and Advanced Studies is already attracting the best students, staff, and faculty. Now, SMU and its graduate students are positioned to make even greater research contributions to our local Dallas community, our nation, and the world.

learn more about how

the new Moody School of Graduate and Advanced Studies is more committed than ever to helping grad students thrive.

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• Applying for a PhD in the USA

Written by Taru Medha

Applying to a PhD degree in the USA can be quite an extensive and competitive process. Universities want to make sure students end up on the right graduate programmes and therefore put a lot of time and effort into their admissions process. They expect you to do the same with your application.

This doesn't mean that it's harder to get a place on a US PhD degree. But you will need to provide more material and more detail about your existing qualifications than you might be asked for elsewhere.

On this page

When should i apply for a phd in the usa.

US graduate programmes will have specific application deadlines. It’s common for application windows to open between August and December for admission to a PhD in the autumn (or ‘fall’) of the following year.

How should I apply for a PhD in the USA?

Applications for US PhD programmes are made directly to graduate schools. But bear in mind that US graduate schools will often ask for a lot of supplementary material with your application. Most will also charge an admission fee (usually between $50 and $100 ).

Do I need a Masters to apply for a PhD in the USA?

You won’t necessarily need a Masters to apply for a PhD in the USA. American graduate programmes effectively combine Masters and PhD study. Some students actually receive a Masters at the end of their coursework stage.

If you do already have a Masters , you may be able to receive credit for it and spend less time on the coursework stage of your programme. This decision is made by your graduate school, who will decide how relevant your existing degree is.

To apply for a PhD at an American university, you’ll need to submit a list of documents which include:

• academic transcripts;
• personal statement ;
• letters of recommendation;
• research statements – A research statement is different from a research proposal (required if you’re applying for a PhD in most other countries). You’ll only need to give a general sense of your research interests and possible directions you might like to pursue. The specific details for your project will be developed later in your programme and put forward as part of your research prospectus;
• graduate admission tests – They are a more common requirement in the US education system than they are in other countries. They allow your university to assess general skills such as abstract reasoning, problem solving and critical thinking. A number of tests are in use, but the two most common are the Graduate Record Examination (GRE) and the Graduate Management Admissions Test (GMAT) . Some PhD subjects may use other graduate entry tests in place of (or in addition to) the GRE such as the LSAT for Law programmes . You must check with your university to know which test it requires;
• English academic language test - If English is not your first language you may need to submit a score from a recognised body such as TOEFL or IELTS. Your prospective university will be able to tell you which test it prefers (many will accept more than one), and the minimum score, or scores, it requires.

Decision on your PhD application

There are three potential outcomes for a US PhD application. You may be successful , waitlisted or unsuccessful . If you’re successful or unsuccessful, your university will let you know straight away. However, you may also be waitlisted as a second-choice candidate. If the first-choice candidate declines their offer or isn’t able to enrol on the programme, you’ll be offered their place.

Once you’ve heard back from your university and you have a confirmed place, you’re all set to start applying for your student visa! Read our comprehensive guides to know more how a PhD looks like in the US and the funding options at your disposal.

Search for a PhD in the USA

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Our guide tells you exactly what kind of visa you need to study a study in the USA and what you need to apply for it.

What's it like to live in the USA during a PhD? Our guide covers accommodation, student living costs, working and other key information.

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• Youth Program
• Wharton Online

Wharton Stories

How to prepare a strong phd application.

Doctoral candidates and departmental coordinators at the Wharton School outline a few tips to help you navigate the PhD application process.

It’s no secret the application process can be intimidating. Where do you start? What exactly are schools looking for on your application? What materials do you need to submit? Doctoral candidates and departmental coordinators at the Wharton School have outlined a few tips to help you navigate the process.

Don’t Delay the Process

A successful PhD applicant starts thinking about their application months or even years before the deadlines. For Alejandro Lopez Lira , a third year student in Finance, the application process began a year before he actually submitted the paperwork. He said, “I spoke to my advisors way before, like one year before, about my letters of recommendation, where to apply, everything involved in the process.”

Each program has different requirements, which can make for a tedious process. Karren Knowlton , a third year in Management, said, “I took a little while to draft a personal statement. I had my mom, who teaches creative writing, and a few other people that I trust just read over it. Then you have to tweak it for different schools because they want slightly different things.”

Taking time to prepare your application is critical. Starting the process sooner rather than later gives you several advantages:

• It allows your letter of recommendation writers enough time in advance to thoughtfully prepare a letter that speaks to who you are as a PhD candidate.
• It gives you more time to review your materials, fix any errors, and proofread, proofread, proofread.
• Finally, it means a lot less stress when the deadline starts rapidly approaching. By planning ahead, you’ll have a much smoother process applying.

Get Letters of Recommendation

Prof. Matthew Bidwell , who previously served as the doctoral coordinator for the Management program , said a common mistake he sees are letters of recommendations from employers. Although he said it is impressive to see work experience, having an employer write a letter is not the best choice.

“We don’t pay very much attention to those because rightly or wrongly, we worry that they’re not looking for the kinds of things that we’re looking for,” he said. “If you have one, it’s not a disaster, but when you see people with two or three — most of their recommendations coming from their work — that kind of heightens our concern. You’re committing to a fairly specialized career, do you really know what that career entails?”

Instead, he suggests getting to know an academic who will be able to write a recommendation attesting to your ability to manage doctoral-level research and work.

Include Research/Work Experience in Your Field

Each program has a unique set of criteria to evaluate applicants, but several doctoral coordinators agree that some research and work experience in your field of interest will strengthen your application overall.

Prof. Fernando Ferreira , doctoral coordinator for the Business Economics and Public Policy and Real Estate programs, thinks work experience can be useful in demonstrating an applicant’s abilities. He said, “Any work experience after undergraduate school is important. If that experience is more related to research it’s even better, but work experience in general is always good.”

Prof. Guy David , doctoral coordinator for the Health Care Management & Economics program , thinks that work experience benefits applicants in terms of giving them a broader view of business. “Work experience creates retrospection about how the world works, how organizations make decisions, and how people function in various situations,” he said.

However, he warns that spending too much time away from an academic setting can have its drawbacks too. “It may lead people to start their PhD later when they are not in the habit of immersing themselves in rigorous studies and have a shorter horizons to develop a name for themselves,” he said.

Although having both research and work experience can strengthen your application, you will not be denied entry because you are lacking either.

Prof. Bidwell said, “I think research experience does give us some confidence that people have some idea about what it is that we do. In terms of work experience, I think we don’t have a strong view. We quite like work experience, but we also take people straight out of undergrad.”

Prepare for the Standardized Tests

Most PhD programs require students to take the Graduate Record Examinations (GRE). Having high test scores is a key part of an application as it tests skills learned over the course of many years in school. Quantitative skills are especially important when applying to doctoral programs in business areas. Much like any other standardized test, the GRE requires preparation.

Karren, who took the GRE twice to ensure her scores were high enough, offered advice to those who may be struggling. “I would absolutely recommend practicing the writing beforehand. Look up examples and have your outline structured,” she said. “So much of it is just getting the right structure and how you formulate your arguments so knowing what they’re looking for is key.”

Test prep can be time-consuming, but like anything else, practice makes perfect. There are multiple text books and online sites to help you prepare for the exam. Karren aimed to improve her math scores the second time she took the GRE and recommended this site to help strengthen math skills.

Taking advantage of resources to help you study can limit the number of times you need to take the GRE while ensuring you score high enough to remain in the applicant pool.

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• Admissions and Applying
• Advancement and Transition

Doctoral Programs

Start your doctoral journey.

Whether you’re just starting your research on PhD programs or you’re ready to apply, we’ll walk you through the steps to take to become a successful PhD candidate.

Deciding to get a PhD

You might be surprised to find out what you can do with a PhD in business.

Is an Academic Career for You ? What Makes a Successful PhD Student

Preparing for the Doctoral Path

The skills, relationships, and knowledge you need to prepare yourself for a career in academics.

How the PhD Program Works How to Become a Successful PhD Applicant

Choosing the right program

What’s the difference between PhD programs? Find out how to choose one that fits your goals.

What to Consider When Choosing a Doctoral Program What Differentiates R1 Universities?

Starting an application

Tips for a successful application process.

Application Requirements Preparing Your PhD Application

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Do you get paid to do a PhD?

Study tips Published 17 Jun, 2022  ·  4-minute read

A PhD is a time-consuming gig. Planning, research and writing can easily fill the hours of your typical 9-5 job. But do PhD students get paid?

Yes and no.

Yes, you can secure a scholarship that provides a living stipend, which means you’ll receive a fortnightly allowance. No, it isn’t typically as much as you could expect from an entry-level, full-time salary straight out of your undergrad studies – but for many people, it is tax free. You can also supplement the living stipend with a top-up scholarship if you’re eligible.

There are a variety of ways to make a PhD work for you financially. Scholarships are the key component to this and can cover both tuition and living costs.

Let’s explore how you can secure a scholarship to help with day-to-day living expenses such as food, accommodation and bills while you complete your PhD.

How can you get paid to do a PhD?

There are 2 key types of scholarships you need to consider when undertaking your PhD:

• living stipend
• tuition scholarship

At UQ, the main scholarship program is called Graduate School Scholarships (UQGSS) – it covers the cost of your PhD tuition fees and provides a living stipend to cover the cost of living expenses while you carry out your PhD.

Another major program of scholarships at UQ are earmarked scholarships, which include both a living stipend and a tuition scholarship. Whether you’re eligible for this type of scholarship depends on the type of PhD you undertake – find out more about earmarked scholarships .

Living stipend

The UQGSS living stipend and tuition scholarship will help you cover cost-of-living expenses while you carry out your PhD. This scholarship:

• is open to both domestic and international postgraduate research students
• is inclusive of all study areas
• covers a 3.5-year period , with the possibility of an extension
• is only available to full-time students (with the exception of part-time students with special circumstances )
• provides  $35,000 a year (tax free) living stipend, paid in fortnightly instalments
• covers tuition fees.

However, while the UQGSS is the most widely used scholarship at UQ for PhD students, there are many types of living stipend scholarships – each with its own terms and conditions.

Search all living stipend scholarships for PhD students

At UQ, you will be asked if you would like to be considered for a living stipend scholarship when you apply for your PhD. UQ scholarships are awarded based on:

• academic performance
• evidence of research capability
• the quality of your research project
• the quality of your proposed research environment and advisory team.

Top-up scholarship

At UQ, a ‘top-up scholarship’ can provide you with additional funds during your PhD, on top of your living stipend scholarship. There are a variety of top-up scholarships you can apply for through UQ, many of which are focused on specific study areas (and even specific PhD topics ) or targeted at particular groups of people (e.g. international students or Aboriginal and Torres Strait Islander students). Some of these offer travel and/or accommodation allowances on top of the funds provided for general living expenses during studies – a particularly useful addition for PhD students who wish to attend industry conferences or workshops to further their professional development.

Top-up scholarships can:

• only be used in conjunction with a living stipend (as long as they don’t exceed 75% of the stipend amount)
• offer an additional $5,000 – approximately $21,000 a year on top of your living stipend.

Browse postgraduate research top-up scholarships  

Top-up scholarships can be very competitive to secure, so it's essential to have a backup financial plan should you apply and not be accepted.

How much funding do you receive for a PhD?

Let’s look at a few of UQ’s top-up scholarships in conjunction with the standard Research Training Program living stipend amount, to see just how much you could be getting paid to do your PhD.

*All values are approximate and based on 2024 scholarships. Information is subject to change. See the scholarships website for the most accurate and up-to-date figures. 

Is it enough?

When approaching a PhD, it’s important to consider your financial situation realistically. Asking ‘do you get paid for a PhD?’ doesn’t quite cover all the logistics. Here are a few more questions to help you assess the situation:

• Can I live on $35,000 a year, or approximately $673 a week? 
• Do I have the time to supplement my living stipend with casual or part-time work ? Will this extra commitment impact my studies?
• Will undertaking casual or part-time work breach the conditions of my scholarship?
• Am I eligible for any scholarships (top-up or other bursaries) beyond the living stipend?
• Is it worth applying to existing research projects, undertaking research in particular study areas or with certain supporting organisations, so that I may have a better chance of securing an available scholarship? Do these PhD projects/topics align with my interests enough to study for 3-4 years?
• Am I eligible for a tuition scholarship to cover tuition costs ?
• What’s more important to me – completing my PhD in 3-4 years full time and budgeting, or completing my PhD in 6-8 years part time while living comfortably?

Don’t forget that you don’t have to make this decision on your own. If you need help finding the right postgraduate research scholarship for you, or would like some advice, you can contact the friendly team at UQ’s Graduate School .

Want to know more about the ins and outs of your journey towards a PhD? Explore our complete guide on how to get a PhD .

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Applying for a Doctoral Program

Start Your Application

Manage Your Application

A Doctorate is the highest academic degree awarded by universities in most fields of study. It involves several years of rigorous research, culminating in a dissertation that contributes new knowledge to the field. Doctoral candidates work closely with a faculty advisor to explore and answer complex questions, often pushing the boundaries of what is known.

Applying to a doctoral program is like applying for a job. This process requires more diligence and patience than applying for a Master’s degree. To stand out from a competitive pool of candidates, you must prepare a strong application that includes your academic achievements, any related research experience, and a clear statement of your research interests and goals. Be sure to demonstrate your passion, fit for the program, and your interest in RIT.

Explore our doctoral programs

How to Apply for a Doctoral Program

For details on the exact application requirements for your program, visit the Application Details section on your degree page and thoroughly review the graduate application instructions page .

• Most doctoral programs have an application deadline of January 15 and admit to Fall terms only, but be sure to verify the application deadline for your program and start terms before applying. Many programs will accept applications on a rolling basis after the priority deadline has passed until all spots are filled. For tips on completing your application, view our Ph.D. Application 101 recording . 
• Early applicants may see a “Hold for Program Deadline/Review Date” on the checklist in their portal. This an administrative hold that prevents applications from going for review until after December 15th. You will be notified when your file is sent to the review committee by email.
• Choose the Right Doctoral Program:  Review individual doctoral program pages carefully to learn the curriculum, research focus areas, facility profiles, and facilities to determine if the program is a good fit for you and to ensure that your interests and background align with the degree. The application will allow you to enter up to three choices in order of preference.
• Research Your Faculty Interests: Identify faculty members whose research aligns with your interests. Matching your research area with potential advisors strengthens your application and helps ensure a good fit. It is not necessary to secure a faculty advisor in order to submit your application. Learn more about researching faculty and areas of interest
• Craft Your Statement of Purpose for Research: This requirement should clearly convey your research interests, indicate what faculty member(s) you would like to work with, your experience, and why you want to pursue a doctorate at RIT. Each program may have specific guidelines, so be sure to address them. There is no minimum or maximum length. If you listed more than one program choice in your application it is suggested that you prepare separate statements for each program (doctoral and/or master’s). You may upload all three at the time you submit your application, or wait for a decision on your first choice program.  View program-specific criteria
• Choose Strong References: Make sure you choose the right people to submit letters of recommendation and give them plenty of time so they can prepare their support letter in advance. References should speak to your ability and promise to become a successful independent researcher. Professors, research supervisors, or professional mentors make ideal choices.
• Update Your CV/Resume: Ensure your CV or resume is current and highlights relevant academic achievements, research experience, publications, and professional skills.
• Verify Admission Requirements: Double-check all admission requirements and application details for your chosen program. Ensure you have all necessary materials, including transcripts, test scores, and any additional documents. You do not need to submit financial documents as part of your doctoral application. Focus on preparing a strong academic and research-focused application to showcase your qualifications and readiness for doctoral study.
• Understand Decision Timing: The review process typically starts in late January and may take several weeks to a few months. Be patient as the committee evaluates your application and aligns faculty advisors with candidates in matching research areas where funding is available. You may be invited to interview if faculty would like to know more about you. Interviews are not required. Admission decisions are first communicated in mid-March and continue until the class is full. If you are not admitted to your first choice program, allow additional time for review for second and third choices. RIT does not simultaneously review for multiple programs. 
• Replying to an Offer of Admission: Accepted candidates must respond to their doctoral degree offers by April 15 or the date indicated on your admit letter and in their portal. If you decide to accept your offer, you are expected to honor your commitment to enroll at RIT as a doctoral student. This ensures a smooth transition into your program and reflects your professionalism and reliability. 

Researching Faculty Advisors and/or Research Interest Areas

Identifying a potential faculty research advisor(s) and research interest areas in your Statement of Purpose for Research is important. It is not necessary to secure a faculty advisor(s) in order to submit your application.

Here are avenues for your research:

Align Research Interests

Ensure your research interests align with those of potential advisors. This alignment is crucial for a productive and supportive mentoring relationship. Review faculty members' recent publications and current projects to understand their focus areas. Visit the program page to learn about the current research for your program.

Use RIT’s “Find an Expert” Tool

Utilize RIT’s Find an Expert tool to identify faculty members with specific expertise. This resource can help you narrow down potential advisors based on your research interests. You may also want to use Google Scholar and search for RIT faculty.

Explore RIT’s Faculty Directory

Start by exploring the RIT Faculty Directory to find faculty members whose research aligns with your interests. This directory provides detailed profiles, including research areas, publications, and contact information.

Explore our Research Centers and Institutes:

RIT is home to a diverse array of research centers and institutes that drive innovation across various fields. These centers provide state-of-the-art facilities and collaborative environments to support groundbreaking research. Explore our extensive list of research centers and institutes

Reach Out to Potential Advisors

Once you’ve identified potential advisors, you may choose to reach out to them with a well-crafted email. This is not required but encouraged. Introduce yourself, briefly explain your research interests, and express why you’re interested in their work. Attach your CV and any relevant documents. Be respectful of their time and follow up if you don’t hear back within a couple of weeks. Do pay attention if it is documented that a faculty advisor is not taking on new students.

Funding Sources for Doctoral Students

Doctoral students typically receive full tuition and an RIT Graduate Research Assistantship (GRA) or Graduate Teaching Assistantship (GTA) that will pay a stipend for the academic year. There is not a separate application process for scholarship and assistantship consideration

Assistantships and Stipends

Research and teaching assistantships provide valuable experience and come with stipends that help cover living expenses during the school year, such as room and board. 

Summer Support Some programs are able to offer stipend support during the summer. Eligibility for summer funding will be determined by the graduate advisor and/or program director. 

Funding Throughout Program Funding throughout your doctoral program will depend on your satisfactory academic and research performance. Students are expected to fulfill their assistantship duties responsibly and make satisfactory progress towards their degree. It is expected that starting your second year, funding will be provided from your college either through a Teaching Assistantship or by your graduate advisor from external funds.

Student Fees Full-time students are responsible for both Student Activity and Student Health Services fees. In addition, RIT expects that all students will have health care insurance. Learn more about student fees

Timing and Distribution of Stipends

Graduate Research Assistants and Graduate Teaching Assistants receive a semi-monthly stipend payment starting a few weeks after the initial enrollment term. For U.S. Citizens and Permanent Residents, no taxes are withheld at the time the payment is made. However, students are encouraged to file estimated tax payments quarterly. Detailed information about the timing and distribution of stipends will be provided by your academic department. 

Financial Document Submission

Doctoral applicants are not required to submit financial documents as part of the application process. Focus on showcasing your academic and research potential without the added stress of financial documentation. If you are admitted, you will receive funding notification with your admission offer and international students who require a student visa will be assisted through the I-20 process.

Student Support and Community

Doctoral Student Association

The Doctoral Student Association provides an inviting environment that brings students together to encourage collaborative work. Doctorate students collaborate to produce high-quality journal publications and conference presentations in a friendly and encouraging environment. The group also provides information about professional and social activities to help produce well-rounded graduate students.

Learn more about the Doctoral Student Association

RIT Graduate School

The RIT Graduate School acts as a central hub, enhancing the academic journey for graduate students by cultivating a diverse scholarly community and offering robust professional development programs. This supportive environment, backed by dedicated faculty and staff, empowers students to excel in their research, scholarship, and creative endeavors.

Learn more about the RIT Graduate School

Frequently Asked Questions

What is the difference between a doctorate and a master’s degree?

Understanding the differences between a doctorate (Ph.D.) and a master's (M.S.) degree program is crucial in making an informed decision. While a master's program typically focuses on advancing your knowledge and skills in a specific area, a doctorate emphasizes original research and developing new theories or applications.

Can I go from a Bachelor’s degree to a Doctorate? Do I need a Master’s degree first?

Yes, you can go directly from a Bachelor's degree (BS) to a Doctorate program. You are not required to get a master’s degree before pursuing a Doctorate. This pathway can be a strategic choice depending on your career goals and readiness for advanced research. 

May I have an application fee waiver?

The $65 application fee covers the management and processing of your record and admission materials. If you are unable to pay our application fee due to financial hardship, we encourage you to carefully consider the expenses associated with graduate study before applying.

Is there a set GPA requirement for being considered for a doctoral program at RIT?

Admitted doctoral students typically have a GPA of 3.0 or above. If it is lower, you will not necessarily be eliminated from consideration. You are welcome to apply. The Admissions Committee will consider your complete application when making a decision.

Do I need to provide GRE or GMAT scores ?

Requirements vary by program. Refer to your doctoral program page or the  deadlines and requirements  table for details. For programs that require test scores, we do not state minimum GRE or GMAT scores. Official scores should be sent to RIT directly from the testing agency using Institute code 2760.

What are the English language test score requirements? As an international student do I need to submit scores?

An official score report for the TOEFL, IELTS Academic, PTE Academic exam, or  RIT English Language Proficiency Test  is required of all international applicants who are not eligible for a waiver. We do not accept letters from your college or university indicating "English proficiency" or letters indicating courses were taught in English in place of official English language test scores. We do not accept Duolingo scores. See the “English Language Test Requirements” section in the  Application Materials  section of the  Application Instructions  for full details.

Do I need to have authored research papers to apply for admission to a doctoral degree?

No, you do not need published research papers to apply for a doctoral degree. A majority of admitted students do not have prior experience authoring research papers. However, admission to a doctoral degree is very competitive, and having published research papers helps strengthen your application.

How many students apply for doctoral study, and how many are admitted?

Admission to an RIT doctoral program is highly competitive. The number of applications received and the number of fully funded opportunities are limited and vary from year to year and by program.

Will the stipend fully cover living costs in the US?

The stipend should cover modest living expenses (housing and food), fees (student activity fee and health services fee), and costs for books, supplies, and some personal expenses. However, each student differs in their preferred living styles and their relative expenses. Doctoral students are permitted to take on other part-time employment so long as it does not interfere with their doctoral work (international students are only able to work on campus, for a total of 20 hours per week including their research positions). On-campus opportunities can be found through Career Connect .

Do doctoral students need to have personal finances available upon arriving at RIT?

Though our Ph.D. is fully funded, students do need to have their own funds available for travel and arrival in the US and to get settled in Rochester immediately upon entering the program. Please be sure to keep this in mind as you consider applying and your finances. If admitted, your first payment/stipend would not be until a few weeks into the program, so you will need to have a foundation of funds available for housing and other living expenses before that.

Is funding throughout the program guaranteed?

Your full tuition and assistantship stipend responsibilities will be determined by your graduate advisor and/or program director. It is our expectation that you will fulfill your duties responsibly and make satisfactory progress towards your degree. Funding in future years will depend on your satisfactory academic and research performance. It is expected that starting your second year, funding will be provided from your college either through a Teaching Assistantship or by your graduate advisor from external funds.

Our team is here to help you as you apply to RIT's doctoral programs. Do not hesitate to reach out if you have questions or need assistance.

Contact Your Admissions Counselor

Email  [email protected] to be connected with your admissions counselor

Chat with Us

For general questions about RIT or applying to one of our doctoral programs, use our live chat or search your question in the chatbot.

Request an Appointment or Schedule a Campus Visit

An in-person visit or virtual meeting with an admissions counselor will provide a personalized experience that suits your needs.

• PhD Salary in UK – Explained
• Funding a PhD

What Are PhD Salaries?

The average cost of undertaking a PhD in the UK is approximately £20,000 per academic year for UK students and £40,000 for international students. To help offset the cost of this, many students question whether undertaking a doctorate comes with a PhD salary.

The salary of a PhD student is governed by three factors: whether they’re assisting in undergraduate teaching, assisting in research, or have secured a PhD with a stipend. Depending on which of the three categories a student falls within, they will receive an income during their studies, however, the amount will differ by a substantial amount.

To help show you how you can fund your postgraduate degree and how much you can expect to earn whilst doing so, carry on reading below.

Types of PhD Salaries

There are three types of PhD degree salaries:

• Graduate Teaching Assistantships (GTAs) . In exchange for a salary, you’ll be required to assist in the delivery of one or more courses over a number of years. This includes, but is not limited to, marking student tutorials, supervising lab experiments and providing support to undergraduates during office hours. Besides this, you may have to teach a small section of the course itself. You can discover more about GTAs on King’s College London’s website.
• Research Assistantships (RAs) . In exchange for a salary, you assist a departmental professor with their research. In the ideal scenario, the professor you work with should also be your PhD supervisor and the research you’re asked to support with relates to your own doctoral project.
• Stipend via Studentship: A stipend is a non-repayable grant provided to doctoral students to help support their studies. A studentship covers a student’s tuition fees whilst a stipend covers a PhD student’s living costs. This includes outgoings such as rent, food, bills and basic travel. Unlike Graduate Teaching or Research Assistantships, stipends rarely have duties attached to them. The only expectation of receiving a stipend will be that you maintain continuous progress within your degree.

It’s worth noting these earning opportunities can be also be combined. For example, it’s possible to be a research assistant whilst also committing time to teach undergraduate students.

Average PhD Salary in UK

The average PhD student salary for teaching assistantships will vary depending on the level of responsibility you’re taking. However, to provide figures, past doctoral students have reported receiving approx. £10/hr for marking tutorials, £15/hr for leading laboratory sessions and up to £20/hr for leading undergraduate classes and tutorials.

The actual amount you can earn from teaching assistance will depend on the rate your department offers and the hours you can realistically take on. If you’re on a Graduate Teaching Assistantship programme, they will require you to dedicate a set number of hours per week. If you’re not on a GTA but would still like to earn an income through this scheme, you will likely need to commit several hours per week consistently. Although this can be a great way to earn whilst you study, you need to make sure you manage your time effectively as to not become overwhelmed by taking on an additional commitment.

The average salary for research assistantships will vary depending on the field of the doctoral degree you are enrolled in. Usually, these positions pay between £25,000 to £30,000 per year, however, it’s possible to come across positions which sit slightly outside of this. As a general rule of thumb, STEM assistors are paid more than non-STEM assistors.

In the UK, PhD students can receive a stipend which varies between £15,000 and £18,000 per annum. As part of the studentship your stipend is provided under, your tuition fees will also be paid for. UK tuition fees will vary between universities but are approximately £4,500 per year for doctoral courses starting in 2021/22 as per the UKRI recommendations .

Although £15,000 to £18,000 per year is the typical range for a stipend, some can be far greater than this. For example, Wellcome Trust , a research-charity based in London, offers an annual stipend of up to £23,300 and £26,000 for doctoral students located outside and within London, respectively.

Are PhD Salaries Taxed?

PhD stipends are tax free. Therefore, you don’t need to pay any income tax nor do you need to make any national insurance contributions. This means you’ll keep all the money you receive from an annual stipend. However, this is not the case for Research Assistants.

In the UK, Research Assistants are employed as university staff members and are paid a direct salary as opposed to a stipend. As a result, it will require you to pay tax on your earnings and make national insurance contributions.

To put this into perspective, for the 2019/20 UK tax year, you’re required to pay a 20% tax on any income above £12,500 but less than £50,000. You’re also required to make national insurance contributions of 12% of your weekly earnings over £166 but less than £962. This means that an annual Research Assistantship salary of £30,000 will equate to a take-home salary of £23,938 per year.

How to Get a PhD Stipend

To find research positions which offer stipends, we recommend you search our PhD database and filter by ‘funded’ positions.

Besides this, you can also secure a studentship from UK Research Councils or directly from your university as a scholarship. Independent organisations, such as charities and research trusts, and innovative firms within your industry also offer funding. You can read our PhD studentship guide to see how these work or our Where to find a PhD guide for further ideas.

Finding a PhD has never been this easy – search for a PhD by keyword, location or academic area of interest.

How to Get a Research Assistantship PhD

Unfortunately, research assistantships opportunities aren’t as common to come across compared to PhD stipends. Besides this, when they are available, they’re predominantly in STEM subjects such as computer science and engineering. The reason for this is these subjects usually have access to greater research grants and have a greater volume of practical work available.

To find a research assistantship, we recommend that you contact the university departments who host the courses you’re interested in directly. This is because research assistantships help professors with their research, and while they may require help, they may not be openly advertising for it. They may, therefore, be able to create a role for you within their department or put you into contact with one of their colleagues who already has an open position.

International Students

It’s worth noting that international students will have a harder time securing a funded PhD position than UK ‘home’ students will. This is largely because there are usually fewer funding opportunities available to international students, which as a result also attract significant competition.

Besides this, if you’re an international student studying in the UK you will most likely than not be on a Tier 4 visa. Although a Tier 4 visa will allow you to work to earn an additional income alongside any studentship you may have, there will be certain restrictions on what you can and can’t do. For example, during term-time, you won’t be allowed to work more than 20 hours per week. For a full list of restrictions, please refer to the government website.

Browse PhDs Now

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Join thousands of other students and stay up to date with the latest PhD programmes, funding opportunities and advice.

Working together, we can reimagine medicine to improve and extend people’s lives.

Principal Scientist with PhenoCycler Fusion experience (PhD)

About the role.

Internal Job Title: Principal Scientist I/II

Position Location: Cambridge, MA, onsite

About the Role:

We are seeking a highly motivated individual passionate about cutting-edge technology to explore single cell multiplex spatial proteomics. This role involves working with the latest generation PhenoCycler Fusion instrument and collaborating with translational immunologists, cancer biologists, and other researchers to advance our understanding of cellular processes in complex tissues and their application to drug development. This role offers exciting opportunities for career development, enhancing leadership skills and influencing collaborative efforts within various disease areas.

Key Responsibilities:

• Operate, maintain, and utilize the PhenoCycler Fusion (formerly CODEX).
• Build and optimize antibody panels.
• Conjugate and perform quality control of reagents.
• Consult with users on potential projects, including sample accessibility and experimental design.
• Optimize procedures, design panels, and provide data analysis consultation.
• Conduct multiplex imaging experiments.
• Perform basic data quality evaluation.
• Analyze data using licensed software.
• Maintain records of procedures and resultant data, both manually and on the computer.

Knowledge, Skills, and Abilities:

• Serve as a leader in spatial proteomic single cell biology and translational research applications, focusing on new targets, biomarkers/patient population selection, and treatment strategies.
• Focus efforts in priority application areas in Biomedical Research (BR) at Novartis to deliver impactful results through matrix collaboration with DA teams.
• Building on success from initial focused efforts, develop broader application strategies at BR in translational and reverse translation research, with support from leaders in Discovery Science, Disease Areas and Biomedical Research.
• Strong interpersonal and communication skills for close collaboration with team members.
• Ability to work effectively in a fast-paced, diverse environment.
• Good judgment, technical problem-solving, and analytical skills.
• Flexibility and adaptability as technology evolves.
• Prior experience in imaging techniques and applications in biological research.
• General lab skills and knowledge of lab safety and infection control.

Qualifications:

• Ph.D. in immunology, biological sciences, biochemistry, or a related field, and 2+ years of related postgraduate work experience
• Other technical and academic degrees will be considered with relevant research experience.
• 3+ years of demonstrated skill and experience using CODEX/PhenoCycler.
• Possess deep knowledge and expertise in immunology, biology, and multi-omics applications in translational research across various disease areas such as oncology (ONC), immuno-oncology (IO), immunity-driven diseases, and related treatment strategies.
• Understanding sample preparation, instrument optimization, and data analysis.
• Interest in bioinformatics and experience with software.
• Ability to identify and troubleshoot critical issues.
• Detail-orientated

Why Novartis: Our purpose is to reimagine medicine to improve and extend people’s lives and our vision is to become the most valued and trusted medicines company in the world. How can we achieve this? With our people. It is our associates that drive us each day to reach our ambitions. Be a part of this mission and join us! Learn more here: https://www.novartis.com/about/strategy/people-and-culture

You’ll receive: You can find everything you need to know about our benefits and rewards in the Novartis Life Handbook: https://www.novartis.com/careers/benefits-rewards

Commitment to Diversity and Inclusion / EEO: The Novartis Group of Companies are Equal Opportunity Employers and take pride in maintaining a diverse environment. We do not discriminate in recruitment, hiring, training, promotion or other employment practices for reasons of race, color, religion, gender, national origin, age, sexual orientation, gender identity or expression, marital or veteran status, disability, or any other legally protected status. We are committed to building diverse teams, representative of the patients and communities we serve, and we strive to create an inclusive workplace that cultivates bold innovation through collaboration and empowers our people to unleash their full potential.

Novartis Compensation and Benefit Summary: The pay range for this position at commencement of employment is expected to be between $112,800 to $186,000/year; however, while salary ranges are effective from 1/1/24 through 12/31/24, fluctuations in the job market may necessitate adjustments to pay ranges during this period. Further, final pay determinations will depend on various factors, including, but not limited to geographical location, experience level, knowledge, skills, and abilities. The total compensation package for this position may also include other elements, including a sign-on bonus, restricted stock units, and discretionary awards in addition to a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave), dependent on the position offered. Details of participation in these benefit plans will be provided if an employee receives an offer of employment. If hired, employee will be in an “at-will position” and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors.

Join our Novartis Network: If this role is not suitable to your experience or career goals but you wish to stay connected to hear more about Novartis and our career opportunities, join the Novartis Network here: https://talentnetwork.novartis.com/network

Commitment to Diversity and Inclusion: Novartis is committed to building an outstanding, inclusive work environment and diverse teams' representative of the patients and communities we serve.

Why Novartis: Helping people with disease and their families takes more than innovative science. It takes a community of smart, passionate people like you. Collaborating, supporting and inspiring each other. Combining to achieve breakthroughs that change patients’ lives. Ready to create a brighter future together? https://www.novartis.com/about/strategy/people-and-culture

Join our Novartis Network: Not the right Novartis role for you? Sign up to our talent community to stay connected and learn about suitable career opportunities as soon as they come up: https://talentnetwork.novartis.com/network

Benefits and Rewards: Read our handbook to learn about all the ways we’ll help you thrive personally and professionally: https://www.novartis.com/careers/benefits-rewards

EEO Statement:

The Novartis Group of Companies are Equal Opportunity Employers who are focused on building and advancing a culture of inclusion that values and celebrates individual differences, uniqueness, backgrounds and perspectives. We do not discriminate in recruitment, hiring, training, promotion or other employment practices for reasons of race, color, religion, sex, national origin, age, sexual orientation, gender identity or expression, marital or veteran status, disability, or any other legally protected status. We are committed to fostering a diverse and inclusive workplace that reflects the world around us and connects us to the patients, customers and communities we serve.

Accessibility & Reasonable Accommodations

The Novartis Group of Companies are committed to working with and providing reasonable accommodation to individuals with disabilities. If, because of a medical condition or disability, you need a reasonable accommodation for any part of the application process, or to perform the essential functions of a position, please send an e-mail to [email protected] or call +1(877)395-2339 and let us know the nature of your request and your contact information. Please include the job requisition number in your message.